The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Creating a household budget is difficult. Creating an effective household budget that everyone can abide by is even tougher. Life is expensive no matter how you look at it. With many household bills as […]
Archives for June 2013
How Cheap is Too Cheap?
Ok I’ll be the first one to admit it: I am cheap, there I said it. I think that’s the first of the 12 steps right? Even though I readily admit I’m cheap, I do still spend a ton of money every month. In the average month, my expenses are around $3,000 a month. The […]
No 401(k) Available at Work. What To Do?
I received an interesting question the other day about a topic I hadn’t given much thought to before. A reader e-mailed me asking what they should do if their work didn’t offer a 401(k) plan. I talk a lot about asset allocation, investing strategies and making contributions to your retirement accounts but it’s a lot […]
Making Your Assets Work For You
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. The global recession has left many people in dire financial straits. Working class people and families have found themselves struggling to make ends meet. But a new middle class has emerged who are cash […]
Amazing Tips For Going Self-Employed
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Many people share the dream of being able to work for themselves. It almost sounds like an unobtainable luxury, to be your own boss, set your own hours and work for your own best […]
Does Life Insurance Make Sense For a Stay At Home Parent?
Even though most of us hope we never have to collect on life insurance, it makes a ton of sense for nearly all single income families. Often times, one parent will stop working after the birth of a child and if they don’t return back to work you now have a single income family. Since […]
Everyone’s a Great Investor During a Bull Market
We all know the market has been on a tear the past couple years. The S&P 500 is at an all-time high and I know my 401(k), along with others’, has performed tremendously well. But my awesome returns aren’t due to the fact that I’m an investing genius, all I’ve done is maintain my portfolio […]
5 Ways To Reduce or Eliminate Your Coffee Budget
A lot of personal finance sites out there focus on saving you a few bucks here and there, but I’m more concerned with the big stuff. Everyone knows that they can save money by making coffee at home but what about getting rid of coffee altogether? Cutting out your morning coffee won’t have a huge […]
Why Does Everyone Hate Jury Duty So Much?
I’ve lived in San Diego for almost 10 years now and not once had I ever been called in to jury duty. During college, my official records stated that I lived in Los Angeles(at my parent’s house) so every time I got called in to LA County jury duty I was excused since I lived […]
Pros and Cons of Refinancing Your Home Mortgage Loan
Gary Dek is a former investment banker and private equity analyst. Don’t hate him – he had nothing to do with the mortgage crisis and the recession. He writes at Gajizmo.com – check out his site sometime. There are excellent reasons for refinancing a home, but before deciding to do so, homeowners should be aware […]
3 Expenses That Will Go Up As You Get Older
This is a guest post by Chris at StumbleForward. Head over to his blog and check out his other articles after you’re done with this one! We all understand that the cost of living is going up on an annual basis. But as we get older, there are going to be some huge cost increases […]
The Oregon Public Health Insurance Experiment: Does Medicaid Work?
Whether you’re rich or poor, access to high quality healthcare is something that’s important to all of us. Since it can literally be a ‘life or death’ matter, there is always great debate over the topic and when it comes to health insurance. Generally, we know which side’s for what: Democrats want to see everyone […]
Guest Post: A Beginners Guide to Binary Options Trading
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. What Are Binary Options? Binary options are an exciting way of investing in the financial markets. They are also known as digital options or Fixed Return Options (FROs). A binary option is the right […]