As the festivities of the holidays fade away, and credit card bills come due, you may realize that 2016 needs to be a year of saving or dramatically reducing spending.You may have important expenses to save up for, like a wedding or new house, or you may want to buckle down and invest for your […]
Archives for 2015
Affordable Ways to Prevent Holiday Theft
During the holidays, you may be one of the many people who prefer online shopping to in-store shopping. After all, why fight the traffic and potentially have your item sold out when you could just order online and get the exact thing you want, delivered straight to your doorstep? Unfortunately, thieves have caught on that […]
Should You Pay Off Your Student Loans Early?
You’ve likely seen the news: “Recent grad Bob pays off $100,000 in student loan debt in 2 years!” or “Susie destroys $80,000 in graduate school debt in 7 months!” All of a sudden, it seems rather normal for people to be devoting large sums of discretionary money to pay off their student loans. While it’s […]
How to Get Reimbursed for Medical Expenses Abroad
It’s finally happening! You’re traveling abroad, either with a loved one or even by yourself. You’ve saved up, got a great deal, a good place to stay, and can’t wait to start eating some delicious food. Then it happens. You’re hiking down the marble stairs, slick with wear and wet shoes because of the rain […]
5 Unexpected Wedding Costs Couples Forget to Plan For
When you first get engaged, you may find yourself going through stages of excitement and terror. Having been engaged now for 10 months, and with 3 months to go until the big day, my feelings have gone through the following stages: Excitement (months 1-3) Terror (months 3-6, worried about costs and location availability) Boredom (months […]
How to Save Using Cash-Back Sites
It’s that time of year, when stores are offering huge discounts and deals, hoping you’ll shop with them. If you’re like many people, you’ll be shopping this season from the comfort of your home, not worried about fighting through traffic only to find the item you came for is out of stock. Here at Your […]
You Don’t Have to Be A Financial Expert to Act Like One
When we think about money experts, we sometimes picture someone who is all-seeing, all-knowing about the world of finance. But the reality is often starkly different. The world’s most successful financial people are the ones who know what they know, and have a team of experts to help them with the rest. That’s where a […]
The Benefits of Doing Your Own Landscaping
This past weekend, I turned into a gardener and laborer. For context, my fiance has a vision and design for our backyard, and we finally have the resources (aka disposable income) to fully redo the backyard and make it an enjoyable space. However, while we have some disposable income for fixing up the backyard, that […]
How to Break These 3 Bad Financial Habits
By the end of the year, all of our resolutions to be better and save more money are usually broken. Emergencies, parties, and unexpected surprises all conspire to drain our willpower and our bank accounts, if we’re not careful. Throughout the year, it’s easy to fall into bad financial habits because they’re just so easy. […]
What’s Your Lifestyle Inflation Tipping Point?
When I was in graduate school, I made a whopping $550 a month from my part-time job, maybe a little more if I took other people’s shifts. I was rolling in the dough, you know what I mean? 🙂 Surviving on that amount of money was tough. While my parents were generous enough to pay […]
5 Ways to Reduce Your Taxable Income This Year
It’s almost the end of the year, which means you might be a little curious about next year’s taxes. If you received a raise this year, had a change in marital or family status, or run your own side business, you may also be wondering how to reduce your taxable income to not owe as […]
8 Reasons to Turn Down a Higher-Paid Job Offer
For many of us, accepting a job that pays more money is a no-brainer. After all, if you’re working all day, might as well get paid as much as possible, right? Plus, for those of us with professional degrees and the stupefying student loan debt to go along with it, there’s really no reason to […]
The 8 Best Time Management Apps for Your Business
A few months ago, we covered the best apps to inspire you to get healthy. The apps we covered were designed to motivate you, push you, and give you new tips for working out. However, one of the biggest challenges as a full-time worker, side hustler, and/or entrepreneur is often finding time to do everything. […]
Would You Get a Mortgage Without Your Spouse?
When my fiance and I started planning our future together, one thing we both agreed on was to sell his current house and buy a house together. While his house is great, we both agree it’s time to move to a better neighborhood and into a house with a pool (almost a must when you […]
Setting Goals that Get Results
The ability to set and achieve goals is a tremendous predictor of your success. After all, if you can’t articulate how you’re going to achieve what you want, do you think it will just happen by magic? Very little success in life is attributed to haphazard luck – and if you’re successful by accident, you’re […]
Unconventional Ways to Pay Off Student Loans Faster
If you’re like most recent college graduates, you’re likely facing some amount of student loan debt. While you’re likely trying to pay it off in anyway you can, including your own side gig, there are some more unconventional ways to repay your student loan debt you may not have thought of. If you’re willing to […]
How to Save Money to Study Abroad
Studying abroad can often be a life-changing experience. In addition to a new learning environment, with new classmates and different perspectives, studying abroad helps you grow as an individual and opens your mind to different ideas. While studying abroad can be a worthwhile endeavor for many majors, study abroad through universities and colleges is typically […]
5 Ways for New Freelancers to Find Great Clients
On Your PF Pro, we talk a lot about starting your own side hustle, finding time for your hustle, and possibly turning that side gig into a full-time job. However, if you’ve wanted to start a side hustle but can’t figure out how to get the right clients, this may seem overwhelming. Note I said […]
Find Time for Your Side Hustle with These 6 Simple Tips
Side hustlers with full time jobs know the struggle: the early mornings, late nights, and fervent email checks at work. Side hustling with a full time job can definitely be challenging. If your business is in growth mode, it can be hard to say no to more work, especially if you want to turn your […]
What Renewed Relations With Cuba Could Mean for You
Fewer than two weeks ago, the U.S. re-opened the U.S. Embassy in Cuba, marking the beginning of a new opening of Cuba to more Americans. While non-Americans and Americans with specific purposes were able to visit Cuba before, the re-establishment of a U.S. Embassy signifies a change in U.S. attitude toward the island. If you’re […]
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