Update: See my update on why you should use Ally to hold all your cash in 5 year CD’s and get the highest rates possible. It should make sense for 99% of all people to follow this strategy and feel free to contact me with any questions: [email protected] Keep Your CD’s Liquid and Still Earn […]
Archives for March 2012
My Do It Yourself Identity Theft Protection Plan
These days, there are tons of ways criminals can steal your identity. They can copy your credit card information at a restaurant or go through your mailbox at home. There are some services out there that charge you to monitor your identity, but most of them only offer services you can get for yourself for […]
Reader Question: What Should I Do With My 401k?
David writes in, “I waste my money on having a personal Financial Advisor w/ Merrill Lynch. He gets 1% of everything invested annually. I cut him a quarterly check and he picks which mutual funds to invest in. The market has been sucking so my mutuals are only up about 4% cumulatively since inception. I don’t […]
$5 Free at Amazon.com and 3 Months of Free Amazon Prime
Update(12/5/12): Get your 3 month free trial of Amazon Prime here by signing up for Amazon mom(aff link) This Tuesday, Amazon Local will be offering $10 Amazon.com gift cards for just $5. They haven’t announced how many are available so make sure to buy one as soon as the deal goes live tuesday morning. They had […]
Should I Donate to a Charity Like Invisible Children?
Last week, Invisible Children launched a passionate video aimed at bringing social awareness to the capture of famous Ugandan warlord Joseph Kony. They set a modest goal of half a million views by the end of the year. In just under a week, the video had amassed over 55 million hits. When I finally sat down […]
Why Mitt Romney Still Pays Less Tax Than You
Mitt Romney’s federal tax rate has come under a lot of scrutiny with the battle for the republican primaries heating up. He released statements that showed his effective tax rate was around 15%. This number has come under attack from the White House and critics alike, pointing out that Romney, whose estimated net worth is […]
The Most Powerful Budgeting Tool Around: Mint.com Review
Have you heard of Mint.com? Mint is a personal finance site that links all of your financial accounts to one place and helps you keep track of your expenses. They also have a handy iPhone app that I use every day to stay on top of my spending. The best thing about Mint is it’s […]
11 Actions You Can Take to Save More Money Right Now
Any financial guru can tell you that the key to saving money is to spend less than you earn. Duh! Unfortunately, most of us are accustomed to certain amenities and the thought of losing these might seem harsh. The goal of this list is to enable you to save money on the activities and things […]
What To Do When Your Company Offers a Roth 401k
It seems like every few years the government introduces a new retirement plan. Even though it’s getting hard to keep track of all the different types, at a minimum, a savvy investor should have a basic understanding of each option and whom it can benefit most. The Roth 401k was authorized by the IRS in […]