When I first purchased my condo three years ago, I was not offered the lowest rate due to my insufficient credit history. Even though I always checked my credit score and it was in the high 700’s, the bank considered me a slight risk because my credit history was so limited(I was only 22). I […]
Archives for October 2012
End of Summer Blog Update and Favorite Posts of the Month
Ok I know most people may find it odd that I’m doing an end of summer update in October, but the weather has cooled down out here and it’s finally starting to feel like fall. In my 9 years in San Diego, this summer has been the best weather-wise. And even though I can’t go […]
My Own Price Protection on Southwest Airlines
I’ve always enjoyed flying Southwest, but since I’ve signed up for their rapid rewards credit cards, I fly with them almost exclusively. Although Southwest is far from luxurious, they get the job done efficiently and at a fraction of the cost of other carriers. I work in the aerospace industry so I understand how difficult […]
September CPI up 0.6%: I Bonds Rate Announced
Tuesday was a big day at the bureau of labor statistics; they released the news that we’ve all been waiting for. The Consumer Price Index for All Urban Consumers(CPI-U) increased 0.6 %! Ok I have no idea what that actually means(ok maybe I do, no one should care though), but I do know how it […]
Save Money on Your Flu Shot This Winter
Ever since I started working in a cubicle environment, I feel like I get sick much more frequently than I used to. Although we have unlimited sick days at work, I don’t like to use them unless I’m truly sick and can’t get out of bed. For all the minor coughs and colds, I’ll still […]
Reader Question: Investing in Real Estate Without a Down Payment, What is an REIT?
Here’s a question from a reader named Bilbo Baggins, not sure if this his real name or not 🙂 “I’m fully convinced its a great time to buy property. However, I am not ready to make that kind of commitment and am looking for investments that will reap the same kind of passive income. Something […]
Upgrading Your Smartphone: My Switch From the iPhone 4 to the Samsung Galaxy S3
I’ve had an iPhone for the past four years, but the other day I finally decided to switch to the Android OS and get a Galaxy S3. I was pretty disappointed with the iPhone 5 release, essentially the same phone as the iPhone 4, but slightly taller and skinnier. So far, I really love my […]
Amazon is Now Collecting Sales Tax in California
If you’ve been following this blog, you know how much I love a good deal. So when I finally decided to upgrade my iPhone 4 to a Samsung Galaxy S3, I remembered a tip that Amazon wireless has no sales tax on smart phones. If you’ve ever bought one of these suckers, you know how […]






