This is a guest post by Todd at Fearless Men. Head over to his blog and check out what else he has to say if you like this article! There’s a never ending list of ways to get into debt. Overspending. Using credit cards and only paying the minimum balance. Using credit and NOT paying. […]
Archives for April 2013
Writing Off Moving Costs During Tax Time
The IRS provides a lot of deductions for hard working Americans like us but a lot of people are unaware of them or maybe scared of an audit. I say bring it on, as long as you have the receipts and proof to back it all up, you should take advantage of every deduction available […]
March CPI down 0.2%: May I Bond Rates Announced
On Tuesday, the labor department announced the latest CPI-U numbers. With these numbers, you can calculate the upcoming inflation portion of I bonds and determine whether it’s better to buy your bonds now or wait until May. As you may know, I bonds are composed of an inflation rate and a fixed rate. The fixed rate […]
Cash is King For Small Businesses
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. You hear the phrase “cash is king” talked about a lot in these credit-crunched times. But what’s really different about today’s low rate environment? Businesses survive on cash flow, it’s a bit like running […]
What is Bitcoin and Should You Invest in it?
If you’re like me, you’ve probably sent a peer to peer payment before. Whether its the monthly rent, or gambling debts owed to a friend, sending money through Paypal or similar services is pretty easy(and free!). Bitcoin essentially does the same thing but with its own currency. Yes that’s right, Bitcoin has its own currency […]
5 Ways to Make Buying in Bulk Work For Regular People
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Buying items in bulk is almost always less expensive per unit than buying a single item. But a great deal in bulk is only a great deal if you eventually save money and spend […]
What Should I Do With My Bond Funds?
Bonds are an essential part of any diversified portfolio. Although we generally don’t expect the same high returns with bonds as we do with stocks, there is much less risk. Bond funds can be a great diversification tool since they have low correlation with stock funds. Essentially, that means that the health of the stock […]
Ever Taken Advantage of a Satisfaction Guarantee Offer?
“Satisfaction Guarantee” is a term that I hear thrown around a lot these days. My interpretation of that phrase is that if I’m not satisfied with any aspect of the service or product I receive, I’m entitled to a full refund. That seems like a pretty bold statement, doesn’t it? What business in their right […]
What’s Your Ideal Work Day Like?
I hate the ominous feeling of treading back into work after a long vacation. It’s almost depressing to have to go back after a long and restful holiday. Actually, it is downright depressing. I was talking to a co-worker about my post vacation blues and he told me I’m probably in the wrong line of […]