Sometimes life throws you a curve ball and you find yourself faced with an unexpected need for extra money. It could be caused from something as simple as a mistake in your budgeting. Or, perhaps you had an unplanned hospital stay or a car repair bill you don’t have the extra money to pay.
Things like this happen to even the best money managers so don’t be too hard on yourself because you are certainly not alone. But how can you get the money you need to take care of your unforeseen bill? Fortunately there are 5 things to do when you need cash fast that may help you out when you’re in a jam.
1. Short Term Loan
One option that could get you some quick cash is to take out a payday loan with cash advance Sacramento. This type of loan is for smaller amounts, usually for less than 1K, but can help you get back on your feet in no time. The qualifications are generally looser than for traditional bank loans, but the term is shorter as well making it ideal if you need a small amount of money quickly.
2. Sell Your Stuff Online
Most people have way too much stuff cluttering up their homes or apartments. But, even if you aren’t one of those with too much stuff, you may be able to part with some of the things you own and don’t use without missing them. One smart strategy to get cash fast and eliminate the extra stuff you own is to sell your items online. Some things sell better than others, like books and clothes. Large items such as furniture, however, are better off sold at consignment shops or garage sales.
3. Drive for Uber
When you need cash quickly you could sign up to drive for Uber. It can take as little as two days to complete all of the requirements to become a driver, but it may take longer in some cases. According to a contributor for Business Insider it can be a lucrative way to earn extra money and lacks many of the negative aspects of a taxi service.
4. Hire Yourself Out
There are plenty of different ways you could earn fast cash by hiring yourself out for the needs of other people. For instance, if you are good with children you could babysit for a fast few dollars. Or, if animals are more to your liking you could be a pet sitter or dog walker. Do you like being outdoors? If so, advertise your skills at mowing and trimming to make some extra money. Other ideas include cleaning houses or businesses, painting homes – both interior and exterior, and detailing cars. You could even sign up to be a mover and make some good money, especially during peak summer months.
5. Swap Gift Cards for Cash
Did you know you can trade in unwanted gift cards for cash? If you received a bad gift from someone in the form of a gift card from a store you don’t frequent you could simply trade it for cash. Time.com says there are several different sites to choose from that will allow you to get up to 92% of the card’s value. Instead of leaving all those unused cards in a drawer you could be cashing them in.
Unexpected circumstances sometimes mess up the best laid plans. However, as you can see, there are at least 5 things to do when you need cash fast to get back in the game.
Have you ever been in need of fast cash? If so, what did you do to get it?