With Thanksgiving just a little over a week away, and Christmas around the corner, I’ve been preparing ahead. Truth be told, since Thanksgiving doesn’t involve gifts, I’ve been focusing more on Christmas.
Having a tight budget makes it difficult to pay for any extras that come up. Of course, those extras can come in many forms.
Many people need extra money in their budgets from time to time. I did a couple of years ago, and that led me to freelance writing and virtual assistant work to pay down debt. Eventually it grew enough to let me quit my full time job and work from home.
Although I hate to admit it, my husband and I haven’t always been the best money managers in the past. Having tight finances left us stressed and tired from sleepless nights of worrying. Luckily our finances have gotten better in the past few years.
Long gone are the days when retailers weren’t allowed to put out any Christmas merchandise until Thanksgiving was over. I made a trip to Walmart a few days ago and noticed that they are, in fact, already well stocked with Holiday decorations.
Plenty of people have budget shortfalls from time to time, especially right before, or during, the holidays. Figuring out how to handle it can be different, depending on each person’s situation.
I remember when I first went away from home to college all the way across the state. I was married, so my “roommate” was actually my husband. We shared everything, including the money in our joint checking and savings accounts.
When my husband and I first got married we wanted what many other couples dream of – to own our own home. But we were still in college at the time, and money was tight.
Whenever you’re trying to rid yourself of debt, and stick to a strict budget, denying yourself can get old. In fact, if you don’t treat yourself once in a while you’re probably going to blow it big time.
When I attended college, I ended up with a very small student loan when I graduated. Thinking back I believe it was just under $3K.
The closer it gets to the holidays, the less time you have to save for additional expenses. At the same time, saving money for holiday extra’s isn’t always easy. This double whammy can easily take a huge toll on your budget in the few months leading to Christmas.
A couple of weeks ago, I went to visit my daughter who moved recently. While there, I helped her put away some stuff from the move as well as do some cleaning and painting.
Many people are trying to save money these days. Of course, there are multitudes of ways you can do it if you are one of them.
Last week I went to visit my daughter who recently moved. It was quite a drive, so I’ve stayed several days and plan to drive back home tomorrow. In the meantime, we’ve been cleaning, painting, and decorating her new place.
Although summer isn’t quite over, many of my teacher friends are preparing for the next school year. In addition, store displays and email advertisements alike are targeting parents who’ll soon be shopping for school supplies.
July is coming to a close in the next couple of days and August is hot on its heels. That means school will be starting soon and eventually, my yard work will slow down.
For many young people, one of the keys to independence is getting their first car. It’s not only kind of a rite of passage, it’s also a step toward adulthood.
There are lots of reasons your credit score is important. If you’re opening a bank account, getting a loan, or applying for a credit card, a good credit score matters.
Moving out on your own for the first time is exciting. You are in charge of where you live, what your place looks like, and how long you’ll live there.
Many people need to get a loan now and then for lots of different reasons. It could be to help out in a financial emergency. Or, maybe it’s simply to try and turn your finances around.