For many young people, one of the keys to independence is getting their first car. It’s not only kind of a rite of passage, it’s also a step toward adulthood.
There are lots of reasons your credit score is important. If you’re opening a bank account, getting a loan, or applying for a credit card, a good credit score matters.
Moving out on your own for the first time is exciting. You are in charge of where you live, what your place looks like, and how long you’ll live there.
Many people need to get a loan now and then for lots of different reasons. It could be to help out in a financial emergency. Or, maybe it’s simply to try and turn your finances around.
Where I live, in the spring we can still get (and usually do!) a big blizzard in April. Of course, for many other areas of the country, April is much too warm for snow.
Many people these days are working hard to improve their financial situations. Of course, there’s more than one way you can accomplish that.
I must confess I am not sure just where the time has gone this year. It seems like the last I knew it was January and then all of a sudden it’s June.
I don’t know about you, but from time to time I get stressed. For me it happens when I have lots to do in a short period of time.
Lots of times switching jobs is exciting. You may get to meet new people and learn some new skills. In addition, you might be glad to leave behind a job where there were ill feelings.
Once you graduate from college you may feel a sense of relief. No doubt part of that relief is due to the idea that your studying days are over.
Now that Mother’s Day has passed and school is nearly out, summer is around the corner. As much as I love summer, I must confess I don’t necessarily love the heat that comes with it. The other part of summertime I don’t like is having higher bills from trying to keep cool. If you have […]
Having a monthly budget to follow can really help if you struggle with your finances. It keeps you accountable for your spending by reminding you of all your monthly monetary obligations. But imagine if your budget were to get blown out of the water because your paycheck got skipped. How would you keep your bills […]
Summer is fast approaching which means school lessons will soon be at an end. Kids will excitedly make their escapes from cramped classrooms for the last time until next fall. For the first few days they’ll likely be busy burning off excess pent up energy. Still, within a short time, some will inevitably mutter the […]
One of the things I remember best about being in college is having very little money. Although that was quite a few years ago I don’t think much has changed on that front. In fact, it’s a pretty common condition for most college students now days. Obviously there are exceptions to this rule though. Students […]
Where I live, just two days ago we were experiencing some pretty rough winter weather. However, today it was warmer and you’d never have known the storm had ever happened. In fact, the birds were singing earlier reminding me that even warmer days will soon arrive. On the heels of the warm weather will be […]
Staying at one job for your whole career isn’t as common as it used to be. Changing jobs is sometimes a way of moving up the ladder. It’s what I did several years ago to advance to a higher position and pay. But sometimes it doesn’t pay to change employers. Making that decision can be […]
If you’ve ever heard other’s talk about taking a fabulous cheap vacation it may have made you jealous. In fact, I wouldn’t blame you a bit if you were. But that shouldn’t prevent you from taking one of your own. Wouldn’t it be wonderful to take trips more often because you’re staying for free? You […]
Most of us have heard the saying that you shouldn’t put all of your eggs in one basket. Of course, we also know what the saying means. If all of your eggs are in one basket and it is accidently crushed, you will lose all the eggs. However, if you put them in more than […]
When your debt is keeping you up at night and consuming your every thought it’s time to make some changes. Getting your finances back on track won’t be easy, but you will be happier and less stressed once you do. Nevertheless, you’ve got a long road ahead until you see light at the end of […]
It’s probably not a stretch of the truth to assume that many people have financial difficulties occasionally. Of course, for some people it happens more often than others. But one thing that doesn’t help is counting on luck to improve your finances. For most of us there is no pot of gold at the end […]