It’s easy to say you’ll save money for the holidays each year, but harder to put into practice. I, for one, always think I’ll start early – like in January. Then, by the time it rolls around the next year, I’ll be ready and less stressed both financially and otherwise. But it never seems to […]
Why You Shouldn’t Shop on Black Friday and Cyber Monday
With Thanksgiving just a little over a week away, and Christmas around the corner, I’ve been preparing ahead. Truth be told, since Thanksgiving doesn’t involve gifts, I’ve been focusing more on Christmas.
5 Ways to Make Money Decluttering
Having a tight budget makes it difficult to pay for any extras that come up. Of course, those extras can come in many forms.
10 Side Hustles You Can Do Now to Make Extra Money
Many people need extra money in their budgets from time to time. I did a couple of years ago, and that led me to freelance writing and virtual assistant work to pay down debt. Eventually it grew enough to let me quit my full time job and work from home.
Actions You Can Take Now to Get Out of Debt
Although I hate to admit it, my husband and I haven’t always been the best money managers in the past. Having tight finances left us stressed and tired from sleepless nights of worrying. Luckily our finances have gotten better in the past few years. Still, we aren’t the only people who’ve experienced money troubles. Lots […]
7 Things to Do Now So Your Holidays are Happier
Long gone are the days when retailers weren’t allowed to put out any Christmas merchandise until Thanksgiving was over. I made a trip to Walmart a few days ago and noticed that they are, in fact, already well stocked with Holiday decorations.
6 Reasons Not to Loan Money to Family Members
Plenty of people have budget shortfalls from time to time, especially right before, or during, the holidays. Figuring out how to handle it can be different, depending on each person’s situation.
Roommate Battles: When Money Comes Between You
I remember when I first went away from home to college all the way across the state. I was married, so my “roommate” was actually my husband. We shared everything, including the money in our joint checking and savings accounts.
9 Ways a Smaller Home Can Benefit Your Budget
When my husband and I first got married we wanted what many other couples dream of – to own our own home. But we were still in college at the time, and money was tight.
How to Give Your Budget a Break without Killing it
Whenever you’re trying to rid yourself of debt, and stick to a strict budget, denying yourself can get old. In fact, if you don’t treat yourself once in a while you’re probably going to blow it big time. The problem with blowing it is that you could sabotage everything you’ve been working so hard for. […]
4 Money Wasters College Students Should Avoid
When I attended college, I ended up with a very small student loan when I graduated. Thinking back I believe it was just under $3K.
5 Ways to Save Before the Holidays Hit
The closer it gets to the holidays, the less time you have to save for additional expenses. At the same time, saving money for holiday extra’s isn’t always easy. This double whammy can easily take a huge toll on your budget in the few months leading to Christmas.
6 Frugal Fall Home Improvement Ideas
A couple of weeks ago, I went to visit my daughter who moved recently. While there, I helped her put away some stuff from the move as well as do some cleaning and painting.
How to Save Money by Saying “No”
Many people are trying to save money these days. Of course, there are multitudes of ways you can do it if you are one of them.
4 Ways Competing with the Joneses Harms Your Budget
Last week I went to visit my daughter who recently moved. It was quite a drive, so I’ve stayed several days and plan to drive back home tomorrow. In the meantime, we’ve been cleaning, painting, and decorating her new place.
Are You Prepared for Back to School Expenses?
Although summer isn’t quite over, many of my teacher friends are preparing for the next school year. In addition, store displays and email advertisements alike are targeting parents who’ll soon be shopping for school supplies.
8 Ways to Save on Summer Lawn Care
July is coming to a close in the next couple of days and August is hot on its heels. That means school will be starting soon and eventually, my yard work will slow down.
Can You Get Along Without a Car?
For many young people, one of the keys to independence is getting their first car. It’s not only kind of a rite of passage, it’s also a step toward adulthood.
How to Build Your Credit Score
There are lots of reasons your credit score is important. If you’re opening a bank account, getting a loan, or applying for a credit card, a good credit score matters.
What to Know Before Renting Your First Place
Moving out on your own for the first time is exciting. You are in charge of where you live, what your place looks like, and how long you’ll live there.