When you’re working hard to cut expenses, save on your budget, and reduce debt, each extra dollar you can put toward your bills feels like a win. This is especially true if you have had bad spending habits in the past.
As you pay debt, another thing you may find yourself constantly doing is looking for other ways to save. In fact, it can almost become addicting – but in a good way.
Unless you are really good at negotiating, though, you may discover it can be difficult to get reductions when dealing with creditors. Let’s face it, not all of us are comfortable making those kinds of phone calls.
Therefore, having help could make all the difference. To assist you, below I am going to review just how to use Billsnip to save money on your bills.
1. Identify Bills
If your month to month bills are overwhelming you, lowering them can make all the difference to you and your budget. However, first you have to identify which bills could be lowered. Some examples include:
- Loan rates, including fees
- Credit card interest charges
- Cell phone bills
- Internet fees
- Cable or satellite television bills
- Various music streaming services
- Storage unit charges
Of course, they are not limited to only reducing your bills for these services alone. There are many other bills they can help you with.
2. Send Bills
Getting the bill to them is actually pretty simple. Just scan your bill into your computer or take a picture with your phone. Then, text or email the bill to them. That’s it.
3. Let Them Do the Work
Billsnip has staff members who are trained in negotiation techniques. These personnel will first look over your bills and figure out approximately what your savings could be.
Next, they contact businesses for you thus eliminating wasted time on your part waiting on hold or making zero progress.
Once they help you free up additional cash you can use it to pay off other debt, invest it, or use the extra money in other ways that improve your finances. It’s that simple.
4. What They Charge
Their billing is pretty simple. They charge 35% of the amount they saved you. You can pay that fee monthly or pay the whole thing at once and get 10% off the total.
But if they aren’t able to help you, you owe them nothing. Discounts for future bills should appear on your statements.
5. Who Qualifies
Anyone needing help with their bills can use the services of Billsnip. If the idea of calling one of your creditors makes you break out in a cold sweat and turn green, you may want to contact them for help. They can call in your place and remove the anxiety.
If you have no time in your schedule to call those places to whom you owe money, contact Billsnip instead. They can make the calls you just don’t have the time to make yourself.
When you call Billsnip you are making additional progress toward a future of less debt. So, go ahead and contact them. You have nothing to lose and everything to gain.
Track All Your Accounts With Personal CapitalPersonal Capital lets you see all of your accounts in one convenient place. Sign up now for free.
Do you need help negotiating your bills? If so, use Billsnip to save money on your bills and do the work for you.