When my husband and I first got married we wanted what many other couples dream of – to own our own home. But we were still in college at the time, and money was tight.

Whenever you’re trying to rid yourself of debt, and stick to a strict budget, denying yourself can get old. In fact, if you don’t treat yourself once in a while you’re probably going to blow it big time.

Last week I went to visit my daughter who recently moved. It was quite a drive, so I’ve stayed several days and plan to drive back home tomorrow. In the meantime, we’ve been cleaning, painting, and decorating her new place.

I must confess I am not sure just where the time has gone this year. It seems like the last I knew it was January and then all of a sudden it’s June.

Once you graduate from college you may feel a sense of relief. No doubt part of that relief is due to the idea that your studying days are over.

Having a monthly budget to follow can really help if you struggle with your finances. It keeps you accountable for your spending by reminding you of all your monthly monetary obligations. But imagine if your budget were to get blown out of the water because your paycheck got skipped. How would you keep your bills […]

It’s probably not a stretch of the truth to assume that many people have financial difficulties occasionally. Of course, for some people it happens more often than others. But one thing that doesn’t help is counting on luck to improve your finances. For most of us there is no pot of gold at the end […]

Most people use some type of social media app on a daily basis. When you’re on the go you likely see them rapidly pecking away on smart phones or other electronic devices. In fact, you may even be one of them. I must admit that I am. I like to use social media to catch […]

Peer pressure isn’t something that only affects teenagers. It may be more subtle, but it affects adults too. In fact, if you pay close attention you can feel it in your relationships with friends, coworkers, and family members. If the peer pressure is great enough you may not be able to resist the temptation to […]

As the first month of the new year draws to a close it is likely many people have already revised their budgets. If you are among them, it’s important to note that making changes to it doesn’t mean your budgeting is complete for the year. In fact, you should review your budget at least every […]

With Christmas just a day behind us, the new year is fast approaching. Many people will take the next few days to reflect on all of the changes the past year has brought. But multitudes of people will also begin thinking about their goals and New Year’s resolutions for the year ahead. They’ll try out […]

It’s a sad truth that many young people today have not been taught how to handle money. Quite a few of them, in fact, are unable to count back change when they need to, such as at a job. But why are our youth not learning these fundamental life skills? For one thing, schools may […]

Summer is winding down and retail stores are beginning to stock their shelves with back to school items. Soon it will be time for last spring’s high school graduates to pack up their belongings and head away to college. Starting your freshmen year of college is an exciting rite of passage. It comes with lots […]

By now, you’ve probably heard of Mari Kondo’s best-selling book The Life-Changing Magic of Tidying Up. In the book, author and professional organizer Mari Kondo describes how to declutter and simplify your life using her methods. The #1 bestseller on the New York Times list has developed a cult-like following, according to the Wall Street […]