Quotacy - Life Insurance

Why You Need to Fight Lifestyle Inflation

After graduating from college, or moving out of your parents’ house and into your own place, it’s easy and sometimes necessary to increase your lifestyle. After all, eating ramen every single day is affordable, but not healthy. Upgrading your food budget to incorporate fruits and vegetables may be a little more expensive at first, but […]

Money Moves to Make in Your 30s

In today’s society, it’s easy to get complacent when it comes to your finances.  Today, PF Pro contributor, Melissa Hoffman takes a look at five money moves you should make in your 30’s.  Don’t put these off until it’s too late, take action now! While your twenties may have been a time of massive change […]

The Gamification of Investing

Turning events into games is one of those endearing hobbies that a lot of us like to indulge in. Whether it’s Fantasy Football or Fantasy Football, The Bachelor Edition (yes, that’s a thing), we all like to turn things we can’t control into a game. It turns out even investing isn’t immune to being turned […]

My Favorite Frugal Fall Activities

PFP: Living in SoCal has its benefits but it would be nice to see the leaves change color once in a while.  Today, PF Pro contributor Kali Hawlk takes a look at all the best free activities out there to do during the fall.  Personally, I think the best types of activities are the free […]

How Much Does It Cost To Go To FinCon? (And My Biggest Takeaway From The Conference)

One of the coolest parts about being a personal finance blogger is the community that I get to engage with on a daily basis.  I started blogging three years ago as a way to really just jot down all my thoughts on personal finance.  A lot of times when I can’t remember why I’m investing […]

How to Give In to Lifestyle Inflation the Right Way

My financial philosophy developed out of a desire to make the most of my meager wages. When I started my professional career after gradating college, I made $12 per hour. Thankfully, I didn’t have any debt — or paying all my bills and saving a little money each month would have been impossible. Still, it […]

9 Unexpected Ways Your Budget Leaks Cash

We all know about the usual ways cash can leak out of our budgets: spending too much at the grocery store thanks to impulse purchases, going out and buying lunch at work instead of brown-bagging it, or saying “I deserve it!”and treating yourself one too many times. These extra purchases can leave us with a […]

8 Great Digital Tools for Personal Finance

With our love of technology and tools to help us constantly do more, it’s no surprise that there are countless personal finance applications out there — and they’re all vying for our attention. It can be difficult to know which to choose, or which will work best for your unique financial situation. And let’s face […]

Can You Distinguish Between Needs and Wants?

Innocent words have a tendency to take on a life of their own. This happens in many ways. One of the most common is when the more repeat something, the more we believe it – even if it’s not necessarily true. Take the example of needs versus wants. We’re typically so flippant about declaring things […]

Living on a Budget: The Difference Between Frugal and Cheap

If you’re living on a budget, you’re doing a great thing for your finances. Tracking your spending and cutting frivolous purchases or excessive expenses is the first step to building wealth. After all, you can’t manage your money properly to see your net worth grow if you have no idea what you’re actually doing with […]

Financial Checklist: 25 Things to Take Care of Before You Turn 25

It’s never too soon to start thinking about money, and more importantly, your own personal finances. But the financial world is huge, and it can be overwhelming to know where to start. To make it a little easier, we’ve compiled a checklist that every twenty-something should be able to use. There are some money matters […]

How We Live Well on Less

My husband and I live a frugal lifestyle, and we do so by choice. We don’t put much value into material possessions, and instead we focus on the more fulfilling things in life. I’m routinely amazed that more people don’t make the choice to live more simple, yet more satisfying lives by not worrying about […]

Burn Your Idols: You Don’t Need Financial Gurus

You can’t walk into a bookstore at the beginning of the year without seeing self-improvement, health and fitness, and “new year, new you!” books on displays plunked down right in front of the door. At our local Barnes & Noble, a table full of these kinds of books is literally about four feet from the […]

My Costly Wedding Mistakes (and How You Can Avoid Them)

Editor’s Note: This is the first article from our new contributing author Kali Hawlk. I’d like to welcome her to the site and look forward to all the great articles she’ll be bringing us this year. Kali will have a weekly column that will appear each and every Wednesday.  You can also find more of […]

Does Paying For Memberships Motivate You to Use Them?

Ever since I quit my job, I’ve had a ton of time on my hands!  After I’m done with my four hours of work, I usually spend the rest of the day exercising, working out, exploring or meeting up with friends.  When I first started this day job hiatus, I was working out at the […]

Does it Make Financial Sense to Move In With Your Boyfriend or Girlfriend?

Whether it’s after a few months or a few years, after a certain point in every relationship you’ll probably consider moving in together.  It’s a natural progression in most couples’ relationship and at this point, you’ll have to weigh the positives and negatives.  You will save on gas driving to each other’s houses, save on […]