Articles in Reader Question
Reader Question: Should I Close My Old Credit Cards and Open a New One?
One of the most popular articles on this site is an article I wrote last year about ‘piggybacking’ off someone’s credit(1,121 views in just the past month alone). In the article, I actually did a case …
Weekend Reading Blog Round-Up
Even though I often don’t have time to comment on a lot of other articles, I read a ton of them. I’m traveling again this weekend so I’ll be doing a lot more reading. Reading …
Reader Question on Investing for Beginners: Betterment.com Review
Today, we have a reader question about the site Betterment.com. If you have a question for me, feel free to send me an e-mail.
Reader TA writes in:
I’m wondering if you’ve heard anything about the Betterment.com …
Reader Question: Is a 5% Return from a Secondary Market Annuity Too Good to Be True?
Reader PR writes in:
“Harry, what are your thoughts on secondary market annuities? I’m looking for some higher returns for my savings.
Some of the SMA’s I’m looking at right now are returning 4 or 5%. It seems …
Reader Question: Investing in Real Estate Without a Down Payment, What is an REIT?
Here’s a question from a reader named Bilbo Baggins, not sure if this his real name or not
“I’m fully convinced its a great time to buy property. However, I am not ready to …
Why Borrowing From Your 401k is a Bad Idea
A reader writes in: ”Can you talk about when to take a loan from your 401k? I took one a while back and I think it would be a good topic for discussion.”
There aren’t many …
Reader Question: Health Savings Account Explained
Reader JY writes in, “I was wondering if you have written anything regarding the Health Savings Account and high deductible health insurance plans. I have recently signed up for this through my new employer as …
Reader Question: What Should I Do With My 401k?
David writes in, “I waste my money on having a personal Financial Advisor w/ Merrill Lynch. He gets 1% of everything invested annually. I cut him a quarterly check and he picks which mutual funds to …
Reader Question: Should I pay off my student loan or car loan first?
Reader Alberto writes in:
“I was wondering about what to pay off first. I have an $11,000 car loan at 3.25% with 5 years left and $20,000 in student loans at 6% with 10 years left. …



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