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Reader Question: Should I Close My Old Credit Cards and Open a New One?

May 8, 2013 – 5:45 pm | 13 Comments
Reader Question: Should I Close My Old Credit Cards and Open a New One?

One of the most popular articles on this site is an article I wrote last year about ‘piggybacking’ off someone’s credit(1,121 views in just the past month alone).  In the article, I actually did a case …

Weekend Reading Blog Round-Up

March 29, 2013 – 8:48 pm | 13 Comments
Weekend Reading Blog Round-Up

Even though I often don’t have time to comment on a lot of other articles, I read a ton of them.  I’m traveling again this weekend so I’ll be doing a lot more reading.  Reading …

Reader Question on Investing for Beginners: Betterment.com Review

January 30, 2013 – 5:30 pm | 20 Comments
Reader Question on Investing for Beginners: Betterment.com Review

Today, we have a reader question about the site Betterment.com.  If you have a question for me, feel free to send me an e-mail.
Reader TA writes in:
I’m wondering if you’ve heard anything about the Betterment.com …

Reader Question: Is a 5% Return from a Secondary Market Annuity Too Good to Be True?

November 29, 2012 – 6:01 am |
Reader Question: Is a 5% Return from a Secondary Market Annuity Too Good to Be True?

Reader PR writes in:
“Harry, what are your thoughts on secondary market annuities?  I’m looking for some higher returns for my savings.
Some of the SMA’s I’m looking at right now are returning 4 or 5%.  It seems …

Reader Question: Investing in Real Estate Without a Down Payment, What is an REIT?

October 10, 2012 – 11:12 pm | 6 Comments
Reader Question: Investing in Real Estate Without a Down Payment, What is an REIT?

Here’s a question from a reader named Bilbo Baggins, not sure if this his real name or not
“I’m fully convinced its a great time to buy property. However, I am not ready to …

Why Borrowing From Your 401k is a Bad Idea

August 15, 2012 – 11:16 pm | 8 Comments
Why Borrowing From Your 401k is a Bad Idea

A reader writes in:  ”Can you talk about when to take a loan from your 401k?  I took one a while back and I think it would be a good topic for discussion.”
There aren’t many …

Reader Question: Health Savings Account Explained

June 24, 2012 – 9:43 pm | 8 Comments
Reader Question: Health Savings Account Explained

Reader JY writes in, “I was wondering if you have written anything regarding the Health Savings Account and high deductible health insurance plans. I have recently signed up for this through my new employer as …

Reader Question: What Should I Do With My 401k?

March 22, 2012 – 5:18 pm | 2 Comments
Reader Question: What Should I Do With My 401k?

David writes in, “I waste my money on having a personal Financial Advisor w/ Merrill Lynch.  He gets 1% of everything invested annually.  I cut him a quarterly check and he picks which mutual funds to …

Reader Question: Should I pay off my student loan or car loan first?

February 19, 2012 – 4:07 pm | 3 Comments
Reader Question: Should I pay off my student loan or car loan first?

Reader Alberto writes in:
“I was wondering about what to pay off first.  I have an $11,000 car loan at 3.25% with 5 years left and $20,000 in student loans at 6% with 10 years left. …