It can be difficult to know which to choose, or which will work best for your unique financial situation. And let’s face it: sometimes, we don’t want the “best” tool. We want the newest!
Whatever your needs are, these 8 digital tools can help you do more with your money (and satisfy that want to try out some fresh apps).
Looking to pay off debt and get your budget organized? ReadyForZero focuses on your debt payoff goals while getting the rest of your finances in order.
It also keeps tabs on your credit score, provides reminders when bills are due, allows you to create goals and milestones, and comes in app-form for iOS.
Before you make any purchases — especially online — check RetailMeNot for a coupon. They offer tons of them for countless stores, so it’s a simple and fast way to save a little extra when you check out. You may find promo codes for online stores that weren’t even advertising sales or discounts. It’s always worth checking when you’re shopping cart is full.
3. CreditKarma.com and CreditSesame.com
These are two useful and completely free tools to use in order to check your credit score online. You don’t have to be limited to checking your score once a year, and it’s easy to sign up. They also alert you when something on your credit report changes.
But be careful — while these sites aren’t scams and do allow you to look at your credit score for free, they’re supported by advertisements that may push services and credit cards you don’t need. If you use either site, be aware and only visit to check your score.
FlexScore is an interactive tool that gives you a financial score based on a profile you complete. From that information, it also offers actionable advice on how to increase your score. They claim it’s similar to having a standby financial advisor.
This is the perfect tool for anyone wary of storing all their highly sensitive financial information in one place. It’s a “risk-free” take on a free online budgeting system.
Unlike other digital personal finance tools, BudgetPulse does not require you to link your account information to their site. It provides you with a handy graph view, which some people prefer over numbers.
Additionally, you can create savings goals that friends and family can contribute towards (via Amazon or PayPal).
Another interactive tool, MagnifyMoney works to recommend the best financial products with the least amount of fees — which can save you a ton of money. Their recommendations currently include credit cards (specifically rewards cards), bank accounts, balance transfers, and personal loans. Take a look to see if you could be saving money by switching!
We all know that Amazon prices tend to fluctuate day by day. What if you had a tool that alerted you to price drops, ensuring that you were buying a product at its cheapest? That’s exactly what Camelcamelcamel is.
You aren’t required to create an account to use Camelcamelcamel, but it does come in handy as you can import your Amazon wishlist for easy tracking. You can also customize when alerts are triggered by setting the ideal price you’d pay for an item.
8. Checkout 51
This is an app that rewards you for grocery shopping. Checkout 51 gives you a list of grocery items and tells you how much cash back you’ll receive upon purchasing them.
After you’ve completed your shopping, take a picture of your receipt, and send it in. Hit $20 and they’ll send you a check. It’s a nifty way to get some money back when you’re buying what you need.
Track All Your Accounts With Personal CapitalPersonal Capital lets you see all of your accounts in one convenient place. Sign up now for free.
What are your favorite digital tools to help you do more with your money?