Sometimes life throws you an unexpected curveball, and you discover that you need money in a hurry to recover. Unfortunately, as adults, we are forced to accept the reality that money doesn’t grow on trees. That being said, you probably have multiple ways of generating income that you hadn’t considered. Here are some ways to find money when you need it.
Get a Payday Loan
There are many reasons why consumers need money for emergency expenses, including anything from an unexpected funeral on the other side of the country to a faulty air conditioning unit that needs to be replaced before summer. Whatever the emergency may be, the thing they have in common is that you can’t wait around to get more money to pay for them. In those situations, getting a quick loan is often the best option. Just make sure to have a plan for paying it back on time.
Check for Unclaimed Money
Lots of money goes unclaimed each year, either from banks or the IRS unable to make a return. For example, if you move and fail to change your address with all of your contacts, there may be a check floating around in the mail system with your name on it. You can search for unclaimed funds through tax governing bodies, various banks you may have had an account with, and old pension plans from previous employers. It’s all about calling the right people.
Sell Unnecessary Belongings
Do you have a brand new breadmaker you received as a gift but never use? What about nice clothing that no longer fits or doesn’t suit your current style? There are plenty of things around the house that you probably don’t need and just hang onto out of habit. Putting some of these items on your social media or Craigslist for sale can be a quick way to make a few bucks. If the season is right and you live in a rural area, you might even consider having a garage sale over the course of a weekend.
Believe it or not, there are a lot of online survey companies that are not scams. You can even sign up with a local marketing agency to see if you’re eligible to partake in focus groups or consumer studies. Swagbucks is one of many of these businesses that not only pays you to take surveys but offers an extra fee for being able to track your internet activity.
Before deciding on a company with which to do online surveys be sure that they do pay in cash and understand their terms. Many companies only pay out at certain times or offer gift certificates rather than monetary compensation.
Neighborhood Yard Work
Remember the good old days when local teenagers would offer to mow the lawn or shovel the driveway for some extra spending money? Don’t discount this as an option for making some spare cash as an adult. At the right price, many households will be willing to outsource these tasks, paying for the convenience of not having to do it themselves. Simply get what you need together and canvas the neighborhood.
Personal Assistant Side Hustle
Like with the neighborhood yard work, becoming a part-time personal assistant is a growing trend. You can become a virtual assistant, offering your services online to businesses who need help with their social media and marketing. Alternatively, you can become a home assistant and offer your services doing housekeeping, dog walking, grocery shopping, and more. Create some flyers, plan an elevator pitch for your services, and get your name out there.
There are many ways to get money quickly without breaking the law or adding another full-time job to your hectic schedule. Think creatively, put in the work, and that extra money will practically fall into your pocket.