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Articles tagged with: 401k

Be Wary of Frontloading Your 401(k) Contribution and Losing Company Match

January 13, 2013 – 5:10 pm | 12 Comments
Be Wary of Frontloading Your 401(k) Contribution and Losing Company Match

January is a great time to re-assess your retirement accounts.  It’s important to review your 401k contribution and at least consider re-balancing your accounts at the beginning of every year.  You’ve probably made a couple New …

Why Borrowing From Your 401k is a Bad Idea

August 15, 2012 – 11:16 pm | 8 Comments
Why Borrowing From Your 401k is a Bad Idea

A reader writes in:  ”Can you talk about when to take a loan from your 401k?  I took one a while back and I think it would be a good topic for discussion.”
There aren’t many …

My Tax Efficient Investing Plan

August 1, 2012 – 10:34 pm | 6 Comments
My Tax Efficient Investing Plan

If the Mayans are wrong and Dec 21, 2012 doesn’t bring the end of the world, taxmageddon is still headed our way in 2013.  Income taxes are slated to go up for every single tax-paying American unless …

401k Plans Only Work if you Contribute

June 17, 2012 – 10:18 pm | 6 Comments
401k Plans Only Work if you Contribute

From time to time, I’ll read about how bad 401k plans are for investors like you and me.  Apparently, most people don’t even realize they’re paying fees on top of other fees to invest in …

Reader Question: What Should I Do With My 401k?

March 22, 2012 – 5:18 pm | 2 Comments
Reader Question: What Should I Do With My 401k?

David writes in, “I waste my money on having a personal Financial Advisor w/ Merrill Lynch.  He gets 1% of everything invested annually.  I cut him a quarterly check and he picks which mutual funds to …

Why Everyone Should Have a Roth IRA

February 5, 2012 – 7:17 pm |

While a 401k is probably the most popular and well-known type of retirement account, there are a few others you may have heard about.  In this article, you will learn what a Roth IRA is, …