Do You Pay With Cash or Credit Cards?

Most of the credit card articles on this site have to do with the points and miles you can accumulate by signing up for various cards and spending on daily purchases.  But one of the first things I recommend to someone struggling with their spending is to get rid of their cards and start paying […]

March CPI down 0.2%: May I Bond Rates Announced

On Tuesday, the labor department announced the latest CPI-U numbers.  With these numbers, you can calculate the upcoming inflation portion of I bonds and determine whether it’s better to buy your bonds now or wait until May.  As you may know, I bonds are composed of an inflation rate and a fixed rate.  The fixed rate […]

Get a Guaranteed 4% Return on $5,000 thru Sharebuilder

I’m on a quest for higher returns(similar to TFB’s double bond movement) and so far I’ve explored peer to peer lending, binary options & REIT’s to name just a few.  There seems to be a ton of ways to earn above average returns but unfortunately, most of them also come with additional risk.  I’m looking […]

What Credit Cards Will Work Abroad in Europe, UAE, Asia?

Traveling abroad and paying for everything has gotten a lot easier over the past 10 years.  I’ve never had the pleasure of using a travelers check but I hear they were quite the adventure.  Nowadays though, when I travel abroad I take two debit cards, two credit cards and a couple hundred dollars in cash. […]

Keep Your CD’s Liquid and Still Earn a High Rate of Return

Most investors probably don’t have too many high yielding ‘safe’ investments lying around from the high interest rate days.  The 5% CD’s that we all took for granted in 2007-2008 are a thing of the past and I know most people wish they would have locked in a couple more 5 year CD’s at these […]

Making the Switch to an Online Bank: Ally Bank Review

Update: See my update on why you should use Ally to hold all your cash in 5 year CD’s and get the highest rates possible. It should make sense for 99% of all people to follow this strategy and feel free to contact me with any questions: yourpfpro@gmail.com Keep Your CD’s Liquid and Still Earn […]