Pros and Cons of Refinancing Your Home Mortgage Loan

Gary Dek is a former investment banker and private equity analyst. Don’t hate him – he had nothing to do with the mortgage crisis and the recession. He writes at – check out his site sometime. There are excellent reasons for refinancing a home, but before deciding to do so, homeowners should be aware […]

Is a Bi-Weekly Mortgage Payment a Good Idea?

“What if we told you that you could be mortgage free years sooner? That’s what The BiWeekly Advantage Plan® offers homeowners like you!” That was the opening line of an e-mail I received last week from Citi Mortgage.  I’d heard of a bi-weekly payment plan before but never been offered one by my mortgage provider. […]

ARM vs Fixed Mortgage

As you know, I’m a big proponent of buying real estate right now.  And after you’ve secured your property, one of the first things to consider is what type of mortgage you should get.  There are all different types of loans and terms you can get, but fixed mortgages, followed by Adjustable Rate Mortgages(ARM), are […]