Reader Question: What to do After Your Identity Has Been Hacked

(Editor’s Note: CVS unexpectedly squashed their Vanilla Reload program this week so the article I was planning on releasing today is now pretty much useless.  I still posted it since I worked hard on it but I thought I would give everyone another article to satiate their Friday hunger for personal finance!  2 articles for […]

Video Blog: What Makes Up Your Credit Score?

Today, I’m doing something a little bit different.  I’m posting a video blog post instead of a written one!  I’ve still included a transcript of the video below, but the video will have all the information you’ll need.  I get a ton of questions from readers, friends and family every week about credit so I […]

Case Study: Build Credit for Someone by Adding Them as an Authorized User

When I first purchased my condo three years ago, I was not offered the lowest rate due to my insufficient credit history. Even though I always checked my credit score and it was in the high 700′s, the bank considered me a slight risk because my credit history was so limited(I was only 22). I […]

Facebook IPO, Student Loan Debt Bubble and My Weekly Blog Round-Up

Facebook’s IPO   The world’s largest social media site said Thursday that it had raised $16 billion for itself and early investors through an IPO that values Facebook at $104 billion.  Starting friday, investors like you and me will be able to purchase stock in the social network giant.  CEO Mark Zuckerberg is expected to […]

My Do It Yourself Identity Theft Protection Plan

These days, there are tons of ways criminals can steal your identity.  They can copy your credit card information at a restaurant or go through your mailbox at home.  There are some services out there that charge you to monitor your identity, but most of them only offer services you can get for yourself for […]

Knowing Your Credit Score and Building It Up

We have all seen, and laughed at, the litany of free credit score commercials on television now a days.  Whether it’s a funny rock band song that you can never get out of your head, or the overweight, balding credit score man seen on your left; we are constantly bombarded with ads for paid services to […]