Amex Backdating Still Alive But Authorized User Results May Vary

A lot of the questions I get from readers of this blog have to do with building credit.  Everyone wants to know things like what type of monitoring services they should use or how they can increase their score in the shortest amount of time.  Unfortunately though, building credit isn’t always a quick and painless process. […]

Pros and Cons of Refinancing Your Home Mortgage Loan

Gary Dek is a former investment banker and private equity analyst. Don’t hate him – he had nothing to do with the mortgage crisis and the recession. He writes at Gajizmo.com – check out his site sometime. There are excellent reasons for refinancing a home, but before deciding to do so, homeowners should be aware […]

Knowing Your Credit Score and Building It Up

We have all seen, and laughed at, the litany of free credit score commercials on television now a days.  Whether it’s a funny rock band song that you can never get out of your head, or the overweight, balding credit score man seen on your left; we are constantly bombarded with ads for paid services to […]