Why The Average Investor Should Choose Index Funds Over Picking Individual Stocks

When it comes to picking stocks for a portfolio, the average investor is at a big disadvantage.  Now I’m not talking about investing in mutual funds, which can have big ol’ expense ratios baked into them.  I’m talking about good ‘old fashioned stock picking’, where you research companies, pick out which ones you like and […]

Part 3: How To Rebalance Your Retirement Accounts

[This is the third article in a three part series about re-balancing, the first article covered why to rebalance and the second covered when to rebalance your retirement accounts] Even though asset allocation will determine over 90% of your returns, it’s important to periodically rebalance your retirement accounts.  I’ve shown why rebalancing will reduce your […]

Part 1: Why Rebalance Your Retirement Accounts

[This is the first article in a three part series about re-balancing, the next two articles will cover when to rebalance and how to rebalance your retirement accounts] A crucial part to a successful investment portfolio requires that you occasionally rebalance your portfolio.  Due to the volatility of the market, the asset allocation you select might change […]

My Tax Efficient Investing Plan

If the Mayans are wrong and Dec 21, 2012 doesn’t bring the end of the world, taxmageddon is still headed our way in 2013.  Income taxes are slated to go up for every single tax-paying American unless congress and Obama act.  Regardless of whether you’re for or against the proposed tax increase, it’s causing a lot of […]