What’s the Best Day of the Week to Quit Your Job?

What's the Best Day of the Week to Quit Your Job?If you haven’t heard by now, I quit my job! My fiancee and I are moving and I did not want to make the hour plus commute so I gave my notice about a month ago. My last day was last Tuesday and so far being unemployed has been pretty awesome. Eventually I’m going to get back to my day job but for now I’m happy working online and living life. A lot of my co-workers thought it strange that I quit on a Tuesday but there was a method to my madness.

If you’ve been thinking about quitting your job, either out of necessity like me or on your own free will I have some tips that will save you some green. It’s nothing significant, but when you’re unemployed like me every penny counts.

Mondays Usually Suck

Mondays suck, there’s no way around it. And the more fun your weekend was, the more Monday is going to suck. But when you pick your last day to be on a Tuesday or Wednesday, Mondays are truly awesome. I was really looking forward to my last Monday since I knew I was only going to have a 2 day work week. I set up my going away lunch for Monday and there really wasn’t a whole lot of work they could pour on me at the last minute. My last Monday at the company was pretty much spent organizing my desk, going out to lunch and copying over my personal files.

The Day After Your Vacation Accrues

Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. Since I only get 2 weeks of vacation per year, quitting after my vacation accrual netted me 6.67 hours in extra pay.

Maximize Your Health Benefits

When you leave your company, you generally have the right to continue your health, dental and vision benefits under COBRA for 18 months. Unfortunately though, the employee is responsible for covering the entire premium. It will probably come as a shock to you to learn how much the employer portion of your healthcare premium was but there’s one last thing you can do to squeeze a few extra bucks out of them.

My company states that medical, dental and life insurance coverage will continue through the end of they payroll period so obviously it makes the most sense to quit at the beginning of the payroll period. I was able to score 12 days of free medical coverage by quitting at the beginning of the payroll period and if your employer has a 1 month payroll period, you could essentially get an entire month of free healthcare when you quit.

Related Article: Get 2 Free Months of Health Insurance Through COBRA

My fiancee quit on July 5th and since she’s paid monthly she got to keep her medical benefits all the way until the end of the month! A self-employed friend of mine is paying $1,500 a month for health insurance for his family of 4 so you can see how much of a benefit this could potentially be, especially if you have a family.

So there you have it, that’s everything that went into my thinking when I quit on a Tuesday. Sometimes we don’t get to control when we quit but if you can, then make sure to look for a Tuesday or Wednesday at the beginning of the payroll period, right after a vacation accrual, or after a holiday is always a great idea too.

Readers, have you ever quit your job? Did you think about any of these things or did you just say good riddance and pick a day and quit?!

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-Harry @ PF Pro

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Hi, I'm Harry, the owner and head writer for Your PF Pro. I started this site back in 2011 in order to create a place where young professionals could come and get all of their financial questions answered. On the site, you'll find articles on everything from asset allocation for retirement to saving money at Chipotle! So enjoy..

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    • says

      Couldn’t agree more. You generally have some freedom/flexibility to choose the day you want so why pick any old Friday? Pick one that coincides with the beginning of the pay period, right after vacation accrual or right after a holiday and maximize your savings.

    • says

      Yea everyone asked me why I was quitting on a Tuesday but they didn’t seem convinced when I explained it to them. How do you handle benefits when people quit since you’re the boss?

    • Bhushan says

      By meaning 90% of time, you are implying that at least 9 people have given 2 weeks notice in the time period you are talking. If so, then with 8 employees, “which weekday” is not your biggest problem.

    • says

      Awesome, it’s a little awkward getting some of the information if you haven’t told anyone yet. But usually you get a little leeway with your last day, I vaguely told my boss that my last day would be in about 3 weeks.

  1. says

    I’ve never quit a job before but I have been in the other position and fired people and I can honestly say no matter what day of the week it is their is never a bad time to fire someone at least not that I’ve noticed.

    • mary biagio says

      Did you feel guilty taking the bonus and then quitting?
      I’m in a similar situation in a tiny office. I wonder if he’d ask for it back?

      I thought bonus’s were a reflection of the past year work?

  2. says

    I hadn’t considered that there was a best day of the week to quit your job, but I guess it makes sense that there would be. Our health benefits cut off at the end of the month that you quit .. so it would be best to quit then at the beginning of the month so you get a month’s worth of free benefits!
    Tushar @ Everything Finance recently posted…Keeping Track: Why Lists WorkMy Profile

    • says

      Nice that’s awesome. I ALWAYS do things like this to maximize my benefits haha. In high school I worked a job where the time clock was on 15 minute intervals so if I checked in at 8:52, it was like getting there at 8:45 and if I checked out at 4:53, it was like I worked until 5. Only 15 minutes a day that I was getting for free but that starts to add up over time!


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