Money shortages are common for many people these days. In fact, if you’re like me, your list of needs is bigger than your checkbook. Of course, the solution to that problem is often cutting back certain areas of your budget. While that can help, what do you do when it doesn’t solve the problem? For […]
Keeping a marriage together over the long haul is hard work. My husband and I can attest to that as we have been married for many years. In fact, I’ve been with him longer than I’ve been without him. Sure, it hasn’t been all sunshine and rainbows. However, over the years we’ve learned to deal […]
I have to admit it. I’m guilty. My family had a conversation about cell phones recently, and my husband asked if I take mine everywhere. I replied that, yes, I do take my smart phone with me nearly everywhere. His question stemmed from something he’d heard on the radio. The show was about how the […]
The first part of the year is always a great time to overhaul your budget. I must admit, my husband and I intended to go through ours together a month or two ago. We haven’t really had a chance to do it so far, but I’m sure we will soon. On a happy note, though, […]
Valentine’s Day is coming up fast, but not everyone can afford an expensive fancy dinner. If your budget is tight, like mine is this year, you might be searching for other ways to celebrate. The good news is, you can show that special someone you love them without overspending. That’s right. You don’t have to […]
To me, each January seems long and cold, and a bit of a letdown after the holidays are over. This year seems to be no different. I don’t think it helps that it’s also the month when the IRS starts accepting tax returns. In case you were wondering, this year the date they begin accepting […]
Have you ever wanted to go on a date with your significant other but it wasn’t in the budget? If you have, you’re not alone. The average cost of a date these days can set you back over a hundred dollars. To me, that seams like a lot of money to spend on a single […]
Toward the end of December, or the beginning of January, many people make household budget adjustments. They often vow to lower their spending and save money throughout the coming year. However, to do that effectively, you should scrutinize last year’s spending and reign in anything that got out of control. One area I always look […]
Many people spend more money during November and December than they do other months of the year. That can really wreak havoc on their finances. The silly thing is, we all know those higher spend months are coming. After all, Thanksgiving and Christmas occur at the same time each year. Still, it’s not always easy […]
It’s almost that time of year again for many Americans: time to start a new diet. While I’m not necessarily joining them, I do plan to go back to a healthier eating style. At the same time, I am going back to my personal trainer and getting back into shape. The last few years I’ve […]
I always find that as the new year approaches, it’s a time for reflection. Apparently, Facebook agrees, because as the year closes, they post a summary that reflects some of the year’s highlights. Of course, once January rolls around, it’s also a time for new beginnings. New exercise programs, diets, and other goals are often […]
I’ve pretty much gotten all of my Christmas gifting wrapped up. Ok, so not all of the presents are actually wrapped and under the tree. But I have at least purchased, or made, most of the things I’ll be giving as gifts this year. Now that my kids are adults, they get fewer gifts from […]
I used to work for a business that gave out end of year bonuses every year. Granted, some years it was a lawn chair, umbrella, or a blanket displaying the company name. But some years the bonus every employee received was monetary. Whenever the bonus was money I usually hung onto it until I figured […]
There are a lot of things I love about the holiday season. One example is seeing the pretty lights and decorations everyone puts up in their homes and businesses. I also enjoy special holiday food dishes, Christmas music, and the parties where friends and loved ones gather. What I don’t love is trying to find […]
It’s easy to say you’ll save money for the holidays each year, but harder to put into practice. I, for one, always think I’ll start early – like in January. Then, by the time it rolls around the next year, I’ll be ready and less stressed both financially and otherwise. But it never seems to […]
With Thanksgiving just a little over a week away, and Christmas around the corner, I’ve been preparing ahead. Truth be told, since Thanksgiving doesn’t involve gifts, I’ve been focusing more on Christmas.
Having a tight budget makes it difficult to pay for any extras that come up. Of course, those extras can come in many forms.
Many people need extra money in their budgets from time to time. I did a couple of years ago, and that led me to freelance writing and virtual assistant work to pay down debt. Eventually it grew enough to let me quit my full time job and work from home.
Although I hate to admit it, my husband and I haven’t always been the best money managers in the past. Having tight finances left us stressed and tired from sleepless nights of worrying. Luckily our finances have gotten better in the past few years. Still, we aren’t the only people who’ve experienced money troubles. Lots […]
Long gone are the days when retailers weren’t allowed to put out any Christmas merchandise until Thanksgiving was over. I made a trip to Walmart a few days ago and noticed that they are, in fact, already well stocked with Holiday decorations.