Smartphone app developers have made it easier for people to track their finances. Whether you want to save more money, see how you spend money or even invest money in a retirement account, there is an app that can help you reach your goal. Start with these six best financial apps for 2015. One of these apps will help you take control of your finances.
HomeBudget With Sync
Image via Apple.com
Price: $4.99
Size: 5.0 MB
HomeBudget with Sync includes all of the tools needed to create a household budget. The app lets you enter your income and expenses to help you determine whether you’re reaching your financial goals. You can also organize expenses to find areas where you spend too much money.
The sync portion for HomeBudget makes it possible for everyone in your family to share information about their expenses. When you create a group, the devices sync with each other to offer an accurate overview of your whole household. If you’re uncertain about spending $4.99 on an app, start with the lite version. It’s not as dynamic as the pay version, but it’s free so you can try before you buy.
Acorns
Price: Free
Size: 16.4 MB
Acorns is a unique investment app that uses your spare change to make you more money. The app rounds up your purchases to the nearest dollar and invests the extra cents in a diversified portfolio. If you spend $2.50 on a cup of coffee, the app rounds up your purchase price to $3.00 and invests the extra money. These amounts are so small that you will never notice them. Together, they’re enough to make a significant difference in your retirement savings.
Spendbook
Price: $1.99
Size: 4.4 MB
Spendbook is similar to HomeBudget in that it helps you track income and expenses to build a reliable household budget. You can organize expenses by category, manage multiple accounts from one location, and view your expenses as a calendar. Spendbook has beautiful graphics that make it more entertaining to track finances. The clear display of the iPhone 6 along with its HD resolution also makes Spendbook’s graphs clearer so that they’re easier to read.
Mint
Image via Apple.com
Price: Free
Size: 17.4 MB
Mint is an app designed by Intuit, the same company that makes TurboTax and QuickBooks. Like many other apps, Mint lets you track your income and expenses. It also lets you connect your mobile device to all of your accounts, including your checking, savings, credit cards, and 401(k) account. This gives you complete access to your money.
Mint has a few extra features that make it attractive. Some of the best features let you:
- Set up financial goals.
- View trends to see how you spend your money.
- Read advice written by financial experts.
- Create bill alerts and reminders so you never have a late payment.
Considering that Mint is free, you should try it to see whether it meets your needs.
BillGuard
Price: Free
Size: 23.5 MB
BillGuard tracks spending, but it also helps you identify unwanted charges to your credit card. The interesting thing about BillGuard is that it accesses user information to learn more about how you behave. That makes it easier to notice unauthorized expenses. BillGuard also offers web coupons to help users save money. As you accept and deny more offers, BillGuard gets better at predicting which coupons will interest you.
Level Money
Price: Free
Size: 30.4 MB
Level Money has connections to over 18,000 banks in the United States, so it can almost certainly sync with your accounts to access your financial information in real-time. Level Money uses this to help you:
- Create a monthly budget.
- Set financial goals.
- Review the combined value of several accounts.
This is a useful app that will help you build a unique budget that works for your household. Level Money uses 18-Bit SSL and AES encryption, so you can view your accounts remotely without any security risks.
Which of these apps seems like it will help you meet your financial goals? Do you prefer a comprehensive app that helps you do several things or a specialized app that focuses on doing one or two things well?
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I use the Mint app, but will definitely have to go check out some of the other apps you mentioned. Thanks for sharing!