Happy Tax Day! Have you finished your taxes today? If you have (or even if you haven’t), make sure you take advantage of all those tax day freebies out there! At least you can get something free today which, depending on how tax season went this year, could be a nice way to end the […]
5 Unconventional Investing Moves for Your 20s
A few weeks ago, we covered Money Moves to Make in Your 30s, but in covering the 30s, we missed a crucial period for many readers of Your Personal Finance Pro: everyone in their twenties! Many personal finance websites have already covered the standard things you “should” do in your twenties, like cut down on […]
I Finally Filled Up My Lending Club Roth IRA
It seems like years ago that I wrote my two part series on opening a Lending Club Roth IRA and how to invest it. It was actually only 5 months ago, but it marked my first major investment into peer to peer lending. I was convinced to make a larger investment because my experimental account […]
3 Expenses That Will Go Up As You Get Older
This is a guest post by Chris at StumbleForward. Head over to his blog and check out his other articles after you’re done with this one! We all understand that the cost of living is going up on an annual basis. But as we get older, there are going to be some huge cost increases […]
Part 2: Investing in a No Fee Lending Club Roth IRA
This is the second part in my series on investing in a Lending Club Roth IRA. You can read the first article here about Opening a No Fee Lending Club Roth IRA. Finding a Great Sign-Up Bonus Lending Club has always had some pretty solid sign-up bonuses. When I opened my account three years ago, […]
Part 1: Opening a No Fee Lending Club Roth IRA
I’ve been investing with Lending Club for three years now and my returns are still over 10%. I’ve developed a specific set of filters that I feel give me a distinct advantage over the average LC investor yet it’s nothing ground breaking. The average investor is doing pretty well according to Lending Club, but I […]
My Tax Efficient Investing Plan
If the Mayans are wrong and Dec 21, 2012 doesn’t bring the end of the world, taxmageddon is still headed our way in 2013. Income taxes are slated to go up for every single tax-paying American unless congress and Obama act. Regardless of whether you’re for or against the proposed tax increase, it’s causing a lot of […]
What To Do When Your Company Offers a Roth 401k
It seems like every few years the government introduces a new retirement plan. Even though it’s getting hard to keep track of all the different types, at a minimum, a savvy investor should have a basic understanding of each option and whom it can benefit most. The Roth 401k was authorized by the IRS in […]
Why Everyone Should Have a Roth IRA
While a 401k is probably the most popular and well-known type of retirement account, there are a few others you may have heard about. In this article, you will learn what a Roth IRA is, and how it’s tax-favored status can be leveraged by investors at any income level. A Roth IRA is the only […]