Your Personal Finance Pro

Personal Finance for Young Professionals

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About Me

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Why Did I Start This Site?

I’ve always been good at making money.  Growing up, I did things like lemonade stands and selling candy but the weird thing was, I never spent much of what I made, I just liked making money.  When I graduated college with a degree in Aerospace Engineering in 2009, I got a job in San Diego with a large aerospace firm.

I was finally making some real money yet I still wasn’t spending that much.  During my first year at work, I spent most of my free time reading personal finance blogs and researching anything and everything related to personal finance and investing.  I was making real money and I wanted to make sure I wasn’t screwing up my future.

After a couple years of reading other people’s blogs, I decided to give blogging a try as a way to put down my thoughts onto paper and see if anyone cared about what I had to say.  Your PF Pro was born in January of 2012.

My blog wasn’t much when I started out, but today it’s become more than I ever would have hoped for.  We currently employ 3 writers(including me), 2 virtual assistants and we get around 30,000 page views per month.

I’m constantly working on fresh and innovative content like my Ultimate Guide Series and my book reviews in addition to the three articles that are published each and every week on Monday, Wednesday and Friday.  Most of the articles revolve around my financial quest to make easy money, enjoy multiple sources of income, avoid fees at all costs and sacrifice early on in life so that I’ll be financially stable before I’m old and gray.

What You’ll Find on This Site

Even though this is technically a personal finance site, we talk about everything from food and travel to retirement and credit cards.  Ultimately, it all relates back to personal finance in some way.  Every article that we write has a purpose, we’re not here to regurgitate the same boring reviews and top ten lists you’ll find on other sites.  My goal is simple: to help you achieve your ultimate financial goals and have some fun along the way.

Everyone has different financial goals and at first I thought I just wanted to save up and invest as much as I could so that I could retire early.  But since I started this site in 2012, my goals have changed.  I still save as much as I can and invest in stocks, bonds and real estate but now I’m more focused on creating multiple sources of income and working for myself.  I know that all of the small financial and personal sacrifices I make right now are going to pay huge dividends in the future.

The reason why I work so hard to build multiple sources of income(in addition to my day job) from real estate, investments, my blog, my writing jobs and things like rideshare is so that I can have the flexibility to do whatever I want in the future.  I’m very analytical by nature and it didn’t take me long to realize that saving and investing a lot now will pay HUGE dividends later.

A lot of people I know find it tough to delay instant gratification and think about retirement.  But my idea of retirement is being able to switch professions at age 30, or take a year or even 5 years off in my mid 30’s.  And luckily, the investing habits that I developed from an early age are going to allow me to do that.  By the time I’m 30, I’ll have maxed out my 401(k), Roth IRA and HSA for 8 years straight.  Just do the math on that one 🙂

My Experience

If you hang around the personal finance blogosphere for any decent amount of time, you’ll notice that most of us bloggers have no formal training in finance.  In fact, some of the best bloggers I know work in fields like medicine, IT and engineering(like me!).  The cool thing about finance is that there is an abundant amount of free information out there at your disposal.  You can’t learn how to be an aerospace engineer by reading textbooks and Google-ing but you can learn how to be financially savvy that way.

In the past 10 years, I’ve had all sorts of different jobs, hobbies and interests.  And every topic that I write about draws on those life experiences.  I make the mistakes and figure these things out so you don’t have to.  And trust me, I’ve made a lot of mistakes.

So without further ado, I hope you enjoy everything that my blog has to offer and feel free to reach out to me with any questions, comments or concerns.

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My Rideshare Site

Although I love blogging about personal finance, I’ve always wanted to take what I’ve learned over the years and apply it to an emerging niche.  As most of you know, there are already a ton of awesome well established personal finance bloggers out there and that can make it tough to really stand out.  My finance blog has always been more of a passion than a business and that’s why I’ve been patiently searching for a new niche where I could really do some damage.

My new site is a blog and podcast for rideshare drivers at www.TheRideshareguy.com  For those who don’t know, rideshare is basically the cool, convenient new way to call a taxi using your smartphone.  Everything from requesting a driver to paying for the ride is done via the app.  But instead of calling a taxi, you are actually calling a driver who is an every day person like you or me.

If you’re interested in learning more about how I make money driving for rideshare, please take a look at my site: The Rideshare Guy

My Writing

In addition to my writing duties at Your PF Pro, I’m also a freelance writer for various sites around the web.  You can find some of my current and past writing gigs here:

Podcasts

Here are a couple of the podcasts I’ve been on recently.

Contact Me

If you’re interested in guest posting/advertising please e-mail yourpfpro[at]gmail.com

A couple quick notes before e-mailing me:

1.  I only accept guest posts from writers who regularly interact with me through comments on the site, or through social media like Facebook, Twitter and Google +.

2.  Advertising spots are currently available.  Contact me for details.

Media & Mentions

My writing and expertise has been featured on many reputable sites across the web.  If you’d like to interview me for a story or get a quote, I can be reached at [email protected].

Guest Posts

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