Death is one of life’s taboo subjects.
Despite the fact that someone in the UK dies almost every minute, many of us still go out of our way to avoid talking about it.Admittedly, death is less of a forbidden topic now than it was 20 years ago, but research has found that many of us would rather be bankrupt than face up to our own mortality.
However, this unwillingness to accept the inevitable – surveys show almost 75% of over 50s have yet to make ANY plans for their funeral – leaves millions of families around the world picking up the pieces when the time comes to say their final goodbyes to a family member.
Although the average funeral in the UK currently costs around £3,300, inflation is expected to add another £1,400 onto this price by 2020, which offers the perfect excuse to organise your funeral at today’s prices to avoid exorbitant rates in the next few years.
Those who skirt around the issue can often leave family members dealing with an emotional and financial black hole.
Subsequently, it’s prudent to face up to your mortality now by getting your finances in order and organising a funeral plan.
Funeral plans offer simple funding options that are flexible and based on your personal financial situation. By planning and paying for your funeral in advance, you get the service you want and your family are free from the financial strain that a death can often bring.
Naturally, before you look around for a funeral plan, it’s important to realise there are a variety of companies to choose from – but the quality and service can vary from place to place.
The services involved in funeral plans will differ depending on the company you opt for, but it’s important that the following services are included in the plan:
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- The funeral director
- Hearses and limousines
- The coffin
- Crematorium or cemetery costs
Whilst it’s not always easy to face up to the reality of death, by putting your finances in order and organising your funeral beforehand, it will help ease the pain of your loved ones and offer a memorable service for friends and families to pay their last respects.