I must confess I am not sure just where the time has gone this year. It seems like the last I knew it was January and then all of a sudden it’s June.
Where did February, March, April, and May go? For me it was spent working and doing various other chores and family activities.
But regardless of the fact that the year is nearly half way over, your financial goals shouldn’t be. If you made financial resolutions this year that haven’t been met yet you’re probably not alone.
Besides, there are plenty of reasons not to give up on financial goals in summer.
1. You Can Still Have Summer Fun Cheaply
Rather than give up on financial goals in summer, consider ways to have summer fun cheaply. Here are a few to try:
Cool off at the Beach
If you live anywhere near the water, take a daycation and go to the beach for the day. Gather your friends or family, pack some snacks and grab the sunscreen for a cheap day of fun.
Run Through the Sprinklers
I don’t live anywhere near a beach. If you don’t either, try running through the sprinklers a couple of times to stay cool while watering your lawn. You’ll have summer fun and keep your yard green at the same time.
Go on a Scavenger Hunt
Another inexpensive fun summer activity to try is a scavenger hunt. If you need some ideas of things to scavenge for, try the ideas found at Coolest Parties.
2. The Year Isn’t Over Yet
Yes, it’s June and at the end of the month the year will officially be half over. But that doesn’t mean the second half can’t be an improvement over the first half.
When it comes to financial goals, starting late is still better than not starting at all. Even if your goal was to save a certain amount by December 31rst you can still save some money.
Start by looking for ways to save such as hanging clothes on the line instead of drying them. Make sure electric appliances and lights are off or unplugged when not in use. Open the curtains for light instead of flipping the switch on the wall.
There are tons of ways you can save money if you want to badly enough. Don’t wait. Get started now.
3. Budgets Can Be Started (and Restarted) at Any Time
As far as I know there is no rule that says all budgets must be started in January. Budgets can be started or restarted at any time.
Besides, since it’s your budget you can start it whenever you want. This is another reason not to give up on financial goals this summer.
If you need help budgeting or your income is not regular, ask a friend, family member, or financial advisor. There’s no shame in not knowing how, only in not doing it at all.
4. Money Goals Help You Make Financial Progress
It’s time to realize you may not reach your financial goals this year. But another reason not to give up is that goals help you make financial progress. Even if those goals aren’t reached, forward progress is still progress.
So pull out the goals you have written down and go over them. Revise your budget if it is needed. Check your credit report and reset your money goals for the remaining part of the year. Doing these things will help you to make financial progress.
Sometimes life happens and time passes quickly. But just because you get off track it doesn’t mean you should give up on financial goals in summer. Instead, use these tips to help you make financial progress and stay on track the rest of the year.
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Have you ever gotten off track with your financial goals? What did you do about it?