I’ve usually been conservative about taking on any debt – including what’s typically considered “good debt” like school loans – so many of my friends were surprised when I chose to finance my car and get Youi Car Insurance. Well, I write elsewhere on the blog about investing. Leveraging your debt can be a great […]
Pillion Passengers: Should You Carry Them?
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. For many, the joy of riding on two motorised wheels is better shared with a pillion passenger. The word ‘pillion’ is derived from the Gaelic word ‘pillean’ or ‘little rug’, referring to the rug […]
Infographic: Are You Losing Money Living Abroad?
It’s no surprise that many of us choose to enjoy our retirement years by moving abroad in search of sun and relaxation. However, the reality is that many British expats end up losing out when it comes to their pension. In fact, as this infographic created by HiFX highlights, the amount of money lost by […]
Review of TD Ameritrade Online Brokerage Services
TD Ameritrade is an online brokerage service that offers everything from trading accounts to Roth and regular IRA accounts and mutual funds. Online stock trading can be a great key to building wealth if you have the right mindset for trading (a combination of patience, resilience, a love of research and the willingness to stick […]
7 Apps to Get You to Your Destination as Cheaply as Possible
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Need to get somewhere on a limited budget? These travel apps will get you to any destination as cheaply as possible. All it takes is a couple of screen taps. Next time you want […]
The Pros And Cons Of Sub-Prime Lending
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Subprime loans are there to help the less fortunate. In financial terms, subprime lending makes available loans to people who may find it difficult to correctly follow the repayment schedule. These types of people […]
Celebrity Car Crashes and Their Insurance
What do these three celebrities and their cars have in common? Tom Brady and his Audi S8 (sticker price: $110,000). Dennis Rodman’s Range Rover (sticker price: $84,000). Mel Gibson and his Maserati (sticker price: $110,000). All these cars were totaled in accidents. Tom Brady was hit in Boston by a driver with a history of […]
Don’t Let “Saving Money” Cost You More Money
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Sometimes saving money can cost you more than you think. Here are three examples of how saving money can actually turn out to be expensive mistakes. (All names have been changed.) John and the […]
How to Get Fast Cash in a Pinch
With most of families all across the country struggling to pay the rent while trying to survive on top ramen, it comes as no surprise that people are desperate to find new and effective ways to make money as quickly as possible. Whether the first of the month and the bills that entails is approaching […]
Car Insurance for New Drivers
Buying car insurance is easy, thanks to the internet – -you can readily check out insurance policies online. But that still leaves a big question: with all the different options, what kind of car insurance do you need? Every state requires liability insurance, although the minimum you’re required to carry varies by state. Liability insurance […]
Are You Getting the Best Deal on your Pensioner Mortgage?
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Most lenders in the UK have imposed an age limit on their mortgages. This means that, for the 1.6 million pensioners in the UK, the problem is not repaying the monthly amount; it is […]
An Infographic on College Student Debt
Young Americans were among those hit the hardest during the national economic collapse in the early 2000s. Now almost a decade later, credit card debt still poses a major threat to this group but recent findings suggest that another type of debt could be far more damaging. In 2010, student loan debt surpassed credit card […]
Should Test Drivers Be Required to Have Insurance?
If you’ve ever sold a car online or through the newspaper you know what a hassle it can be. But often it’s the best way to get the most bang for your buck and in the quickest amount of time. Most people sell cars themselves because they need the cash or the offer they’re getting […]
All About Commercial Finance
For many small businesses, commercial financing will mean the difference between taking advantage of an opportunity, or missing out. Commercial financing consists of loans for businesses that can be used to purchase real estate, equipment, or even to buy out another business. On a day-to-day level, commercial finance is important for payroll and other routine […]
How Free Financial Counselors Can Help
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Serious financial problems can be draining, worrisome and embarrassing. It isn’t the sort of thing that you want everyone to know and talk about. A professional Counsellor can listen and offer real advice that […]
Three Steps To Minimizing Risk When Investing
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. If you are thinking of investing then you will want to ensure that your money is as safe as possible. There are always risks when buying company stock or bonds, but by doing research […]
How to Clear your Bad Credit Rating
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. A bad credit rating can prevent you from obtaining a loan or can greatly reduce credit options available to you. It is important to do a credit check upon yourself. Credit rating data can […]
Buying a Property to Rent it Out
Buying a property to rent it out is certainly a tempting prospect these days with so many distressed listings and foreclosed homes. So you’re wondering: why not invest in the gold mine that is real estate? Demand is built into real estate because everyone needs a place to live. And real estate offers not one […]
How Much Do I Need for Retirement?
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. It is never too early to begin thinking about retirement. The younger you are when you start setting aside extra amounts, the better it adds up at retirement time. It might be a mistake […]
5 Tips to Get Money in an Emergency
Getting cash in an emergency situation can be tricky to do especially when you need money now and cannot wait. But, it is something that is possible to be done. However, here are five tips on how to get cash in an emergency. Borrow From Friends or Family If you have a generous, understanding friend […]
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