April ended with the market in a downward trend. The first two weeks of May spelled a continuation of this trend toward year lows, cryptocurrency was among the sectors hit hard by the down turned market. Is this a time to fret or a time to invest?
The stock market is impacted by major world events, rumors of mergers, and bankruptcy. If you have seen the news lately, you will know there is the threat of Russia invading Ukraine. For those trading in the stock market, it could mean big dips are coming. Risk of Investment Last month I wrote about learning […]
Learning about the stock market is something wise to do before jumping on the bandwagon of trading on the stock market. Sure there is value in learning from experience, but this could cost you thousands of dollars. Depending on your age, you may not have the time to bounce back from that loss. In this […]
As yet another year is getting ready to end, wise business people look toward the future year. They plan and dream. They set goals and outline how they plan to reach those goals. Here are some tips on what to include in your goals.
If you have read through my posts the last several months, you know I have been looking at the stock market recently. If you have missed those posts, check them out here and here. I have been thinking about how to invest short term rather than just for retirement. Here is what I have learned […]
After making a contribution to a self-directed IRA I considered opening an investment account for pre-retirement investing. Opening an account is the easy part. Who will be the person I hire to make the investing decisions? Will I hire myself in a self-directed account, or will hire a financial advisor to make the investing choices? […]
As far back as I can remember my mom has always had more than one job at a time. Usually she had a full-time day job and a second job cleaning office buildings in the evening.
The holidays are coming up fast, which means extra expenses for food, decorations, and gifts. Obviously, planning ahead is the best way to make sure you have enough money for everything. Start your gift list in January and your holiday budget as well. Both can be adjusted as needed throughout the year. At the same […]
Not long ago, I took a girls trip with my good friends. One of them had a birthday, which was the main reason for the trip. We had a great time, but part of the time we were gone was during the week when I’m usually working. For some people, being gone during a work […]
Money shortages are common for many people these days. In fact, if you’re like me, your list of needs is bigger than your checkbook. Of course, the solution to that problem is often cutting back certain areas of your budget. While that can help, what do you do when it doesn’t solve the problem? For […]
Having a tight budget makes it difficult to pay for any extras that come up. Of course, those extras can come in many forms.
Many people need extra money in their budgets from time to time. I did a couple of years ago, and that led me to freelance writing and virtual assistant work to pay down debt. Eventually it grew enough to let me quit my full time job and work from home.
Where I live, in the spring we can still get (and usually do!) a big blizzard in April. Of course, for many other areas of the country, April is much too warm for snow.
Many people these days are working hard to improve their financial situations. Of course, there’s more than one way you can accomplish that.
A year or so ago, my husband and I had a talk about how stupid it is to spend so much money on things we don’t necessarily need. Money was tight at the time and we were trying to cut back on our frivolous spending. Trimming our expenses has allowed us to spend more time […]
Anybody who works a full time job, like I do, and also has a side hustle too can tell you they know what it’s like to feel tired. In fact, I can personally tell you I am running on fumes a lot of the time. I know I am not alone. There are plenty of […]
This is a guest post from Eric Rosenberg, a finance writer at Personal Profitability, InvestmentZen, and other personal finance, technology, and travel publications. When I started my first online side hustle in 2006, I had no idea it would change my life. I was still a college student and began blogging during the summer before […]
In my last post, I covered the 4 ways to get free moving boxes. I was so pleased with myself, having already asked coworkers (still a great idea!) and having saved boxes throughout the year in anticipation of our move. However, you don’t need boxes just to pack things you’re moving. Oh no… you need […]
On Your PF Pro, we talk a lot about starting your own side hustle, finding time for your hustle, and possibly turning that side gig into a full-time job. However, if you’ve wanted to start a side hustle but can’t figure out how to get the right clients, this may seem overwhelming. Note I said […]
Side hustlers with full time jobs know the struggle: the early mornings, late nights, and fervent email checks at work. Side hustling with a full time job can definitely be challenging. If your business is in growth mode, it can be hard to say no to more work, especially if you want to turn your […]