When it comes to managing our finances, Iíve got one trick for keeping it simple: The percentage. Itís the baseline for virtually any financial decision Iím about to make.† The ìpercentageî can either be how much money Iím going to make, or it could be how much money I stand to lose. Either way, determining […]
How to Get the Best Personal Finance Advice
Trust forms the bedrock of personal finance advisory services. All investors want peace of mind when it comes to the handling of their money. Nobody wants to be swindled out of their hard-earned money, and that’s why credible personal financial advisors are so highly sought after. For many people, personal financial advisors are crucial to […]
How to Get Financially Fit by Summer
This is a post from Pauline of InvestmentZen.com Summer is just a few months away, and as bikini diets are on the covers of so many magazines, I thought I’d cover little things you can do to get your financial fitness back on as well. The new energy brought by spring is a great time […]
Breaking The Paycheck To Paycheck Cycle For Good
This is a guest post by Jon Dulin from Money Smart Guides. There is a saying that goes around that seems to be more common among our households these days: There is more month at the end of the money. A survey of households revealed that about one in three aren’t able to save money each […]
3 Ways To Stop Being So Wasteful
As Americans, we are wasteful. If something breaks, most times we toss it in the trash and go buy a new one. While this makes life fairly easy, it does tend to cost us more money in the long run. If we instead figure out ways to repair or fix our broken items, we can […]
How to Grow Your Closet on a Budget
Shopping for clothes can be extremely tricky, if you care about how you look, how your clothing feels, and depending on the job you have. Luckily, the holidays are right around the corner, and do you know what that means? Sales on clothes! Depending on what you’re looking for, some times of the year are […]
The Chainsmokers’ ‘Closer’ Re-Written
As you may already know by now, I listen to a lot of pop music, partly because it’s fun to listen to and partly because I have a 2 hour commute and can only handle talk radio and podcasts so long before I just need background noise. So it should come as no surprise that […]
Should You Move Into Your Parents’ House to Save Money?
Young Americans are more likely to live with their parents, with 32% of people ages 18-34 living in their parents’ houses, according to the Pew Research Center. This is partly because of the Great Recession, but also because wages are stagnating or falling, leaving more people under- or unemployed. It’s clear that moving into Mom […]
How to Handle Multiple Emergency Expenses
Life has a funny way of kicking you when you’re down sometimes. As you’ll know from my previous posts, my husband and I recently bought a house, and it’s been expensive. We knew that going in, but several more emergencies have popped up since we bought the home and began some light remodeling. On that […]
How Challenging Everything Can Save You Money
The other day, I received a jaw-dropping notice that over $1,000 was going to be deducted from my checking account for my student loans. This is over double what I typically pay, so I immediately knew something was up and called my loan servicer. After clearing up the (wrong) charges, I ended up leaving with […]
How to Break These 3 Bad Financial Habits
By the end of the year, all of our resolutions to be better and save more money are usually broken. Emergencies, parties, and unexpected surprises all conspire to drain our willpower and our bank accounts, if we’re not careful. Throughout the year, it’s easy to fall into bad financial habits because they’re just so easy. […]
Why You Need to Fight Lifestyle Inflation
After graduating from college, or moving out of your parents’ house and into your own place, it’s easy and sometimes necessary to increase your lifestyle. After all, eating ramen every single day is affordable, but not healthy. Upgrading your food budget to incorporate fruits and vegetables may be a little more expensive at first, but […]
5 Money Lessons You Won’t Learn in College
Graduating from college is a momentous occasion. Your brain is (hopefully) stuffed with knowledge about your chosen major, plus a ton of life skills you learned while keeping yourself alive and not setting anything on fire while making macaroni and cheese… sober or not. That said, one thing many college students leave without is a […]
Money Advice for New Grads
When I graduated from college, I thought I knew a lot. I knew how to do laundry, how to feed myself and save money at the same time, and how to interview well. All very valuable things you need to know by the time you graduate from college, or so I thought. While I wouldn’t […]
Leaving the Bank of Mom & Dad
The Millennial generation often gets a bad reputation for being unmotivated, over-confident in their abilities, and a host of other hyperbolic stereotypes. Often overlooked are those millennials, like those in other generations, that work hard, save their money, and spend responsibly. However, when more than one-third of adult millennials receive regular financial support from their […]
Would You Move to Save More Money?
When we talk about reducing our cost of living, we usually talk in terms of moving closer to work to reduce transportation costs, or downsizing to cut housing costs. However, one thing not often discussed is moving to live where it’s cheaper. While this not be possible for some, many of us could probably do […]
Is a Home Gym Cheaper Than a Gym Membership?
Unless you’re blessed enough to live somewhere nice year-round, like Harry, chances are you either go to a gym or workout in your home. As much as I heard people talking about working out at home with workout DVDs, I never really thought working out at home was feasible. After all, with all the fun […]
Save Money on St. Patrick’s Day
No matter where you are, March 17 is a day of celebration all around the world. From Australia to Jordan, to the US and Ireland itself, many thousands of people will be celebrating St. Patrick’s Day – Irish or not. Even if no one you knows celebrates St. Patrick’s Day, it’s a pretty big deal, […]
Your New DIGIT-al Piggybank
If you’ve ever had trouble paying yourself first and establishing a reliable personal savings account, you may want to check out a new service called Digit. Digit is the modern day equivalent of emptying out your pockets and wallet of loose change into a piggy bank. Personally, I really like Digit as a separate savings […]
Money Moves to Make in Your 30s
In today’s society, it’s easy to get complacent when it comes to your finances. Today, PF Pro contributor, Melissa Hoffman takes a look at five money moves you should make in your 30’s. Don’t put these off until it’s too late, take action now! While your twenties may have been a time of massive change […]