Kid activities don’t just stop when the summer ends and school begins. Often they just shift what activities they are doing and the time at which they do them. With the holidays coming down the line quickly, saving money is a good idea. Before you enroll your children into something new this fall, consider these […]
Home Buying in 2021
My family and I have been trying to find land to build on this year. Unfortunately for us, this year is NOT the best year to be investing in homes and land. Manufactured homes have increases many thousands of dollars since we first looked in March! Local options are close to the 200’s JUST for […]
2021 Child Tax Credit
There are many families dealing with the financial impact of 2020 well into 2021. One of the ways the Biden administration is trying to help families across the country is to make early payments on available child tax credits. Is that really beneficial, or should you hold out for 2022 to get your tax […]
Lessons From Minimalist Living
Over the summer I wrote about RVing on a budget. In that article I shared that my family fulltime RVs. RVing fulltime might not be everyone’s cup of tea, but I think there are valuable lessons to be learned when living simply. Here are some of the lessons I have learned about living the small […]
Saving Money On Fuel
Since the election, we have seen an increase of prices at the pump. Both diesel and unleaded are headed upward with little relief in sight. The average mileage in the US in 2018 was 13,500 miles per year. I’m sure this has changed since the start of Covid with people choosing to stay home and […]
Christmas-Doing Experiences Instead of Gifts
As we turn the corner and head into the holiday season, paying for gifts, travel, and food is often a stress factor for families. Numerous American families go into debt for Christmas expenses. Planning will save you stress and money going into the new year. This article will help you think of some ways to […]
Living Within Your Means and Paying Down Debt
We live in a consumer society. It is difficult to stay out of debt and live on a budget. What if you have a small income and many expenses? How do you make your income stretch as far as you can? How can you consolidate debt so it’s not overtaking your expenses? We will explore […]
5 Money Saving Tips To Welcoming Baby
When you find out you’re expecting a baby many emotions are felt, possibly the fear of affording a new baby is one of them. Many people have visions of grandeur when thinking about what the infant stage will look like. It is possible though, to have a baby and stay on a minimal budget! Here […]
12 Ways to Spend Less on Food this Summer
When trying to save money, one of the budget categories many people cut is food. After all, aside from a mortgage payment or rent, it’s probably one of the largest monthly expenses for most families.
Save Money During Coronavirus
As I mentioned in a previous post, my husband and I have been fortunate enough to keep working during COVID-19. But, many other people have been forced to stay home and have faced difficulties with their finances as a result.
14 Tips to Save on Used Clothing for the Whole Family
My last post was about how you can save on new clothing for the whole family. But sometimes you just can’t afford to buy new. Fortunately, you don’t have to sacrifice style simply because you can’t afford to buy brand new clothes. There are ways to look good and save on used clothing at the […]
7 Tips to Save on New Clothing for the Whole Family
They say nothing last forever, and that’s certainly true when it comes to clothing. At least, that’s been my experience. My favorite wardrobe items always wear out first simply because I wear them the most. Over time they become thin and threadbare from frequent wear and washings. I’m sure the same is probably true for […]
12 Ways to Save on Utility Bills During the Winter Months
One of the things I dread about winter time is the increase in our utility bills. When the energy bill comes in our mail each month, I almost cringe at how much we’re paying. It seems like the cost to heat our home has gone up drastically in the past few years. At the same […]
How to Use an Online Calendar to Save Time and Money
Whether you work from home, like I do, or go to a traditional job each day, saving time is important. In fact, in many situations, when you save time, you save money by default. For instance, when short on time at home, you may eat fast food or premade convenience foods. The cost of either […]
How to Beat the Winter Blues
Did you know that having the winter blues is a real thing? It’s called seasonal affective disorder, or SAD, and getting more sunshine can help. Although SAD doesn’t affect everyone, many people say they get the blahs when the thermometer dips during winter. As a result, some people turn to shopping, eating out, and other […]
How to Cut Back on School Supply Costs
Summer is pretty much over. Sadly, that means kids everywhere are either already back to school, or they’ll be going back soon. If you have kids, that may be good news to you in some respects. Your childcare expenses may decrease and you won’t have bored kids anymore. At the same time, paying for school […]
Cheap Ideas for Decorating Your First Apartment
Recently, I read a Facebook post my Nephew’s wife shared. In the post were pictures of her daughter, happy and smiling, in cap and gown at her high school graduation ceremony. Obviously, she’s not the only one graduating at this time of year. There are literally thousands of graduates from both high school and college […]
How to Save Money During Summer Break
Not long ago I got the first of several high school graduation announcements in the mail. They came from distant family members as well as local friends. My guess is that several of these young people will be moving on to college in the fall. In fact, the National Center for Education Statistics shows that […]
Inexpensive Ways to Energize Your Workspace
I don’t know about you, but when the weather outside goes from cold and dreary to sunny, it inspires me. It makes me want to spring clean my home inside and out (although I’m a bit behind on that right now, but don’t judge!). But when it comes to cleaning and updating, you might forget […]
7 Things that can Lower Your Monthly Cell Phone Bill
I have to admit it. I’m guilty. My family had a conversation about cell phones recently, and my husband asked if I take mine everywhere. I replied that, yes, I do take my smart phone with me nearly everywhere. His question stemmed from something he’d heard on the radio. The show was about how the […]
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