I have to admit it. I’m guilty. My family had a conversation about cell phones recently, and my husband asked if I take mine everywhere. I replied that, yes, I do take my smart phone with me nearly everywhere. His question stemmed from something he’d heard on the radio. The show was about how the […]
Frugal Valentine’s Options for Everyone
Valentine’s Day is coming up fast, but not everyone can afford an expensive fancy dinner. If your budget is tight, like mine is this year, you might be searching for other ways to celebrate. The good news is, you can show that special someone you love them without overspending. That’s right. You don’t have to […]
How to Pay Less to Have Your Taxes Done
To me, each January seems long and cold, and a bit of a letdown after the holidays are over. This year seems to be no different. I don’t think it helps that it’s also the month when the IRS starts accepting tax returns. In case you were wondering, this year the date they begin accepting […]
10 Date Night Ideas that Won’t Break Your Budget
Have you ever wanted to go on a date with your significant other but it wasn’t in the budget? If you have, you’re not alone. The average cost of a date these days can set you back over a hundred dollars. To me, that seams like a lot of money to spend on a single […]
How Getting Fit Can Save Money
It’s almost that time of year again for many Americans: time to start a new diet. While I’m not necessarily joining them, I do plan to go back to a healthier eating style. At the same time, I am going back to my personal trainer and getting back into shape. The last few years I’ve […]
5 Gifting Strategies to Avoid Buyer’s Remorse in January
I’ve pretty much gotten all of my Christmas gifting wrapped up. Ok, so not all of the presents are actually wrapped and under the tree. But I have at least purchased, or made, most of the things I’ll be giving as gifts this year. Now that my kids are adults, they get fewer gifts from […]
Best Uses for an End of Year Bonus
I used to work for a business that gave out end of year bonuses every year. Granted, some years it was a lawn chair, umbrella, or a blanket displaying the company name. But some years the bonus every employee received was monetary. Whenever the bonus was money I usually hung onto it until I figured […]
9 Ways to DIY and Save Money for the Holidays
It’s easy to say you’ll save money for the holidays each year, but harder to put into practice. I, for one, always think I’ll start early – like in January. Then, by the time it rolls around the next year, I’ll be ready and less stressed both financially and otherwise. But it never seems to […]
Why You Shouldn’t Shop on Black Friday and Cyber Monday
With Thanksgiving just a little over a week away, and Christmas around the corner, I’ve been preparing ahead. Truth be told, since Thanksgiving doesn’t involve gifts, I’ve been focusing more on Christmas.
7 Things to Do Now So Your Holidays are Happier
Long gone are the days when retailers weren’t allowed to put out any Christmas merchandise until Thanksgiving was over. I made a trip to Walmart a few days ago and noticed that they are, in fact, already well stocked with Holiday decorations.
4 Money Wasters College Students Should Avoid
When I attended college, I ended up with a very small student loan when I graduated. Thinking back I believe it was just under $3K.
5 Ways to Save Before the Holidays Hit
The closer it gets to the holidays, the less time you have to save for additional expenses. At the same time, saving money for holiday extra’s isn’t always easy. This double whammy can easily take a huge toll on your budget in the few months leading to Christmas.
How to Save Money by Saying “No”
Many people are trying to save money these days. Of course, there are multitudes of ways you can do it if you are one of them.
Are You Prepared for Back to School Expenses?
Although summer isn’t quite over, many of my teacher friends are preparing for the next school year. In addition, store displays and email advertisements alike are targeting parents who’ll soon be shopping for school supplies.
How to Keep Your Cool in Summer Heat
Now that Mother’s Day has passed and school is nearly out, summer is around the corner. As much as I love summer, I must confess I don’t necessarily love the heat that comes with it. The other part of summertime I don’t like is having higher bills from trying to keep cool. If you have […]
5 Ways to Keep Summer Camp Fees Down
Summer is fast approaching which means school lessons will soon be at an end. Kids will excitedly make their escapes from cramped classrooms for the last time until next fall. For the first few days they’ll likely be busy burning off excess pent up energy. Still, within a short time, some will inevitably mutter the […]
4 Monetary Benefits of Having Friends
As I worked on my computer this morning, my husband and our good friends worked cattle. My husband taught their kids how to show their steers for the fair this summer. In turn, they helped us plant new windbreak trees on our farm later in the afternoon. Today’s give and take among friends got me […]
Eliminate Bad Habits and Save Money
Just about everybody has a habit or two they would like to change. I confess that I have definitely developed a few over the years. Thankfully there are some I have successfully broken or changed. Unfortunately, like most other people, I have a few I am still working on. But the bad habits that deserve […]
How to Give Gifts on a Small Budget
Shopping for Christmas presents to give to friends and family is one of my favorite parts of Christmas. It ranks right up there with baking cookies and trimming the tree. I love to see the smiles they give me when the gift they opened is just the right one for them. But shopping for holiday […]
Cheap Holiday Candy Alternatives
Time is supposed to be a constant, but I’m not sure I believe it. Fall seems to have arrived faster than ever this year. Not only that, but Halloween is just around the corner, and the other holidays will follow shortly thereafter. One thing I used to struggle with during the holidays is how to […]
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