Personal Finance for Young Professionals
Not too long ago, as a small investor, you had the choice between stocks, bonds, mutual funds and gold and silver bullion. However, the investment landscape for private investors has changed greatly in recent years. New financial solutions provided … [Continue reading]
In previous posts, I've covered how to leave your job, and the pros and cons of making your side hustle a full time gig. There are serious pros to starting your own business and running it where ever you want: flexibility, location, and being your … [Continue reading]
There has never been a better time to become an entrepreneur. As more and more stories of successful startups start to emerge, business-savvy individuals are finding new ways to use their knowledge and skills to create a viable business. Below, we … [Continue reading]
When it comes to choosing benefits for your employees, it can be stressful to pick the right benefits package for your company. Small businesses in particular often make the mistake of not offering adequate benefits, which can lead to employee … [Continue reading]
Any time you visit the dentist, he or she will have something for you to work on to improve your dental hygiene. The better you take care of your teeth and gums, the fewer things the dentist will have to scold you about. If you are a smoker, refrain … [Continue reading]
Lately, pop music has really been on a "saving money" trend. In the past few years, Macklemore's "Thrift Shop", Lil Dicky's "Save Dat Money" and now Sia's "Cheap Thrills" are all advocating saving money and having fun at the same time. However, when … [Continue reading]
What are your financial goals? Are you looking forward to saving enough for a down payment on a house? Maybe your goals are more short term and involve saving up for a special vacation that you have always dreamed of. No matter what your financial … [Continue reading]
Summer is the prime season to move. The kids are out of school. Housing options abound. But the companies that provide you with moving services are keen to this fact, too. You’re not overly likely to find killer deals during their high … [Continue reading]
Payday loans are used by thousands of people to tide over their immediate financial requirements. These loans are different from other kinds of loans in the market today. Apart from the small amount of loan involved, the major difference is the … [Continue reading]
I've never been much of a Costco or Sam's Club fan, but my parents love it. They love it so much, they get extra excited when I visit them, because they make me go to Costco with them. They say they like having "someone strong" to help them carry the … [Continue reading]
Palm trees, blue water and heat of the sun - what could be better during the summer holiday? But in fact, many travel agencies claim that an era of holidays abroad affordable only for really rich people has ended – a fantastic summer trip can be … [Continue reading]
Negotiating a car loan can be a daunting experience, even for the most confident people amongst us. As soon as we go head-to-head with a negotiating specialist who deals with people on a daily basis trying to haggle for the best rate possible, all of … [Continue reading]
Turning 30 is a pretty big milestone - by 30, you've probably had a job(s), maybe moved once or twice, had a credit card, maybe even bought a house! If you haven't yet turned 30, there are a lot of things you should try to have figured out before … [Continue reading]
One common reason merchant accounts get declined is bad credit. Merchant services providers use personal credit ratings to determine if they’ll open an account with someone even though business finances are typically separate from personal finances. … [Continue reading]
It's almost over, folks! B and I close on our first home together in slightly over a week, and we couldn't be happier. We're staying at my parents' place until we move and, while they're great, you just get tired of living out of a suitcase and not … [Continue reading]
The knowledge and skills on how to deal with money are far from being innate - everyone should be taught from an early age how to count money and how to manage them correctly. Studies confirm that people who were not thought how to deal with money in … [Continue reading]
It's summertime and, according to all the songs about summer, the living is supposed to be easy. Aren't we supposed to be cruising around with our cars, relaxing? I don't know about you, but unless you're a kid, summertime just seems like any other … [Continue reading]
If you haven't already heard, Southwest Airlines is having a huge sale on late summer, early fall travel! You have to travel between August 23 and December 14 if you're flying domestic, and the sale ends this Thursday. Just by a quick look, I … [Continue reading]
Most of us know that driving under the influence of alcohol is criminal and dangerous. However, if you get caught by law enforcement officials, it could also prove to be an expensive mistake that can have a huge impact on your finances. There’s more … [Continue reading]
As B and I are going through the process of buying our new house, we've learned quite a few things along the way. One of the ones we knew all along was, roughly, the budget for our new house. Before even thinking of buying a new house, it's … [Continue reading]