Personal Finance for Young Professionals
Saving money is necessary today for those who are fortunate to have a stable job which is not necessarily the case with thousands of Americans. They live on unemployment benefits while waiting to find a job and can quickly get a tidy sum of money by … [Continue reading]
A penny saved is a penny earned. Or so the saying goes. Let’s face it there is a lot of truth to it. People are living longer, but having enough money for retirement is getting harder. Costs keep going up. While the dot-com bubble and the great … [Continue reading]
Now that half of 2016 is gone, it is time to reflect on what has happened and on how to manoeuvre for the rest of the year. What lies ahead? XTrade experts give your their forecast. Looking back, over the past six months, we have seen that there … [Continue reading]
Lately, it seems like there is a lot of sniping between and even among generations about who is playing the "game of life" better. If you're a Baby Boomer, Millennials are lazy, overly-educated people who wish all their debts would disappear by … [Continue reading]
There's a lot to be anxious about when you're going on an interview: am I qualified? Will they like me? Have I prepared for the most common interview questions? What about uncommon interview questions? While there are dozens of ways to try to prepare … [Continue reading]
Buying a fixer-upper is an American tradition. If you are willing to put up with the blood, sweat, and tears of turning a rundown house into your home.Then buying a fixer-upper is the way to go.These houses are often the best deals on the market. The … [Continue reading]
When I first started traveling for my job, I thought I had the whole travel experience down. After all, I traveled for vacation as much as I could - what could be different about traveling for business? It turns out there is a lot of difference … [Continue reading]
A little over three years ago, we wrote an article about what Bitcoin is, and whether or not it was a worthwhile investment at the time. Back then (in April 2013), Bitcoin's price was hovering between $100 and $150, which at the time was a pretty … [Continue reading]
With the changing dynamics of the market and an unstable economy, it is getting increasingly difficult to manage expenses on just your monthly wage. It is during times like these that even a full time 9 to 5 job is not enough to pay the bills. No … [Continue reading]
I consider myself a bright person, generally. Tell me something once or twice, and I can remember and do it the way you asked. However, I recently found out that I have been doing something completely opposite of instructions for YEARS. I have … [Continue reading]
Now that my husband and I have been living in our house for a little over a month, we're 95% unpacked and I'm 100% happy here. Every day I wake up excited to be in a house we picked together, our first house as a married couple. Also, having a pool … [Continue reading]
Today, consumers have better access to financial services than any previous generation. Up until the 1960s, the cost of essential services such as housing and education were much lower than today. Combined with a smaller income gap and booming … [Continue reading]
As you may already know by now, I listen to a lot of pop music, partly because it's fun to listen to and partly because I have a 2 hour commute and can only handle talk radio and podcasts so long before I just need background noise. So it should … [Continue reading]
Making money in falling market is something that thousands of people are now achieving through spread - betting. This is not something without risk, its sheer gamble. Even though you can limit your exposure to a loss, there lies a chance of loss. … [Continue reading]
Most new business owners have a variety of goals when first starting out. These can vary depending on the industry or sector, but one common aim most will share is rapid growth. While there’s no guaranteed instant results, there are seven handy … [Continue reading]
According to surveys, money is one of the leading causes of stress in relationships. While getting a divorce might not be directly attributed to financial stress, it can certainly make an incompatible relationship even worse. After all, money touches … [Continue reading]
Conventional ways of saving and investing money do not offer enough returns to retire early. Annual returns from such investments and savings may only be within a range of 2% to 10%, which alsodepend on theproper distribution of savings, constant … [Continue reading]
Young Americans are more likely to live with their parents, with 32% of people ages 18-34 living in their parents' houses, according to the Pew Research Center. This is partly because of the Great Recession, but also because wages are stagnating or … [Continue reading]
Going to college can be an expensive move, but for many individuals, it is absolutely essential in order to ensure that they can achieve their personal career goals. Many career opportunities require a college degree, either at undergraduate or … [Continue reading]
Life has a funny way of kicking you when you're down sometimes. As you'll know from my previous posts, my husband and I recently bought a house, and it's been expensive. We knew that going in, but several more emergencies have popped up since we … [Continue reading]