If you follow entrepreneurs, you know how important it is to continue your learning until the day you take your last breath. Make 2023 the year of learning for you with some of these tips. They don’t have to be expensive, and some of them can be completely free! Continuing to learn various subjects will […]
Saving Money On Kid’s Activities
Kid activities don’t just stop when the summer ends and school begins. Often they just shift what activities they are doing and the time at which they do them. With the holidays coming down the line quickly, saving money is a good idea. Before you enroll your children into something new this fall, consider these […]
Trade School or College?
As the semester begins, many are thinking about the cost of education for the post high school student in their life. Is a degree really needed in this world? How can trade schools help us meet our goals and save us money? These are some of the questions I will seek to answer below.
How to Address Family Finances During the Holidays
For many of us, the holidays means getting together with family members we may not see more than once or twice a year. Even if you’re fortunate enough to see your own family several times a year, you might not see your spouse’s, or your siblings, regularly. In addition to the holiday, every year it […]
15 Financial Moves to Make Before 30
Turning 30 is a pretty big milestone – by 30, you’ve probably had a job(s), maybe moved once or twice, had a credit card, maybe even bought a house! If you haven’t yet turned 30, there are a lot of things you should try to have figured out before turning 30. Already 30 and up? […]
5 Money Lessons You Won’t Learn in College
Graduating from college is a momentous occasion. Your brain is (hopefully) stuffed with knowledge about your chosen major, plus a ton of life skills you learned while keeping yourself alive and not setting anything on fire while making macaroni and cheese… sober or not. That said, one thing many college students leave without is a […]
Should You Refinance Your Student Loans?
Graduating with student loan debt, no matter how much or little you owe, can be tough. After graduation day, you may get a 6 month grace period before you have to repay your student loans and, in that time, you have to find a job, a place to live and figure out your loan repayment […]
Are Online Classes All You Need to Get Ahead?
The other day I was listening to a podcast when I heard the speaker mention offhandedly “you can get a degree online just by watching YouTube.” In context, the speaker meant you can teach yourself a lot about web design by watching others on YouTube and by Googling things you don’t know. I agreed with […]
Is Following Your Dreams Good Advice?
Last week I attended my niece’s high school graduation. While sweating to death in a giant stadium, my fiance and I listened to the class valedictorians’ inside jokes and their hopes for the future. For the most part, their speeches were fun and uplifting, highlighting all the emotions graduating high school seniors should be feeling. […]
Being a Prepper is Financially Savvy
Prepping often gets a bad, or weird, reputation in mainstream media. Prepping, as it’s referred to, is basically being prepared for a major disaster where emergency personnel can’t get to you for several days. Some people take it further and try to have enough prepping supplies to last 6 months or longer, but for the […]
Money Advice for New Grads
When I graduated from college, I thought I knew a lot. I knew how to do laundry, how to feed myself and save money at the same time, and how to interview well. All very valuable things you need to know by the time you graduate from college, or so I thought. While I wouldn’t […]
8 Ways to Stand Out with Your Resume
Impression is everything when it comes to landing a job. That impression mainly comes from how you present yourself and of course, your resume. With the increasing number of job seekers every year, it’s not unusual for employers to simply glance at resume when deciding on people who can take the next step in their […]
Should I Cash Out Refi To Pay For My Wife’s Student Loans?
For those who weren’t aware, going to medical school can be pretty expensive. Our current debt load from just under a year and a half of schooling now sits at $65,000. We’re actually lucky to ‘only owe’ that much too since there are private schools that are much more expensive than the public school my […]
4 Ways to Prepare for Emergencies (Without Becoming a Hoarder)
We don’t have to worry about snow storms out here in CA but there are definitely things like earthquakes to consider. Today, PF Pro contributor Kali Hawlk takes a look at emergency preparedness. This is probably something that a lot of us put off or don’t like to think about but just like with finances, […]
Financial Education: How I Took Charge of My Own Knowledge
My parents taught me many important lessons on money, and were the primary sources for my financial education. I’m grateful for the principles, values, and habits they instilled in me from an early age. Thanks to my mom and dad, I always understood the importance of saving, working hard to earn more (in order to […]
How to Help Your Child Pay for College
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. One of the biggest quandaries about sending your son or daughter to college is how to pay for it. If you don’t have a college fund built up, it can be daunting. Even if […]
Get Rich Investing in Human Capital
Instead of talking about stock or real estate investments today, I’ll be diving into an often forgotten investment. Human capital is the knowledge, skills or health that you have acquired in your lifetime. Most people think of capital as a CD account, retirement savings or property. But tangible forms of capital aren’t the only kinds […]
Should College Students Start Using Credit?
When I bought my first real estate property in 2010, I had excellent credit. My score was over 760, but my mortgage broker told me they couldn’t give me the best rate because my credit history was too short. At the time, I was 23, and the only credit card I owned was one that […]