It seems like years ago that I wrote my two part series on opening a Lending Club Roth IRA and how to invest it. It was actually only 5 months ago, but it marked my first major investment into peer to peer lending. I was convinced to make a larger investment because my experimental account […]
Archives for 2013
Should Test Drivers Be Required to Have Insurance?
If you’ve ever sold a car online or through the newspaper you know what a hassle it can be. But often it’s the best way to get the most bang for your buck and in the quickest amount of time. Most people sell cars themselves because they need the cash or the offer they’re getting […]
All About Commercial Finance
For many small businesses, commercial financing will mean the difference between taking advantage of an opportunity, or missing out. Commercial financing consists of loans for businesses that can be used to purchase real estate, equipment, or even to buy out another business. On a day-to-day level, commercial finance is important for payroll and other routine […]
How Free Financial Counselors Can Help
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Serious financial problems can be draining, worrisome and embarrassing. It isn’t the sort of thing that you want everyone to know and talk about. A professional Counsellor can listen and offer real advice that […]
Three Steps To Minimizing Risk When Investing
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. If you are thinking of investing then you will want to ensure that your money is as safe as possible. There are always risks when buying company stock or bonds, but by doing research […]
How to Clear your Bad Credit Rating
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. A bad credit rating can prevent you from obtaining a loan or can greatly reduce credit options available to you. It is important to do a credit check upon yourself. Credit rating data can […]
Why I Always Order Food and Drinks To Go
One of my favorite topics is taxes, or more specifically avoiding taxes. Every year I go to great lengths to delay or even avoid taxes to the fullest extent of the law. I max out my 401k, Roth IRA and HSA. I itemize and take huge deductions for property tax and mortgage interest but I […]
Buying a Property to Rent it Out
Buying a property to rent it out is certainly a tempting prospect these days with so many distressed listings and foreclosed homes. So you’re wondering: why not invest in the gold mine that is real estate? Demand is built into real estate because everyone needs a place to live. And real estate offers not one […]
How Much Do I Need for Retirement?
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. It is never too early to begin thinking about retirement. The younger you are when you start setting aside extra amounts, the better it adds up at retirement time. It might be a mistake […]
5 Tips to Get Money in an Emergency
Getting cash in an emergency situation can be tricky to do especially when you need money now and cannot wait. But, it is something that is possible to be done. However, here are five tips on how to get cash in an emergency. Borrow From Friends or Family If you have a generous, understanding friend […]
Financing Options For Small Businesses
At one point or another, every mega corporation was once a small business. It’s hard to fathom that a company like Apple started in Steve Jobs’ garage but that’s what happened. The ‘next Apple’ could even be down the street from you or if you’ve got a few good ideas floating around in your head […]
Becoming Your Own Landlord
Investing in real estate is something many put off for some distant future. Renting isn’t always fun, and it may not leave you with anything at the end of your rent agreement, but at least it’s flexible and almost risk-free, right? The truth is, though, that owning real estate can cost the same – or […]
Top Cities for Property Investors
Home buying is firmly back on the political agenda in the United Kingdom amid concerns the recently-launched Help to Buy government scheme, which aims to kick-start the country’s lack-lustre property market, might instead create another house-price bubble. The controversial scheme, which applies to new and existing properties up to the value of £600,000 ($955,000), enables […]
Job Searching In Today’s Digital Age
Job searching is always a tough gig, but at least the digital age has refined the process of searching and applying for jobs and taken us away from the pencil-and-Classifieds days. Even networking can be accomplished online, allowing job seekers to get more mileage out of the time they spend looking for work. To begin […]
Is a AAA Membership Worth It?
One of the ways companies like to hit up consumers over and over is by charging monthly or yearly subscription fees. That’s usually why most businesses won’t offer lifetime memberships, instead they opt for subscription type services. That way, you have to keep coming back every year and give them more money. It’s a pretty […]
Managing Direct Debits for Businesses
One of the challenges businesses face has always been cash flow. Most small business owners don’t have huge cash reserves. In order to invest in new materials or pay salaries, they need receivables to turn into cash – sooner, rather than later. Of course, business owners help themselves when they make it easier for customers […]
How Car Title Loans Work
Borrowing money is not always an easy task due to the many requirements involved when you try to apply for a loan. From personal information and job status to the credit check, the application process can be a hassle that usually ends up abruptly when the lender discovers that your credit history is not good, […]
That Printer Ink Cartridge Costs What?!
One of the things I miss most about my old day job is the free printing. I’m not kidding either. Even though we live in a digital age, I still find myself printing out a ton of documents nearly every single day. I print out everything from contracts to shipping labels and everything in-between. At […]
The Best Way to Finance an Automobile Purchase
For most of us, buying a car with cash is tough. Cars are getting more and more expensive and it’s becoming tougher to save up enough for a cash purchase and still have enough left over for our other expenses. That’s where financing can actually come in handy since for many of us cars are […]
How Does Your Credit Stack Up Against Your Friends?
A lot of people I know like to compare how much money they make, what fancy stuff they own and what new car they’re driving. But the one thing I never hear them discussing amongst themselves is what their credit score is like. Credit is becoming more and more important these days with everyone from […]
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