I just received my yearly merit increase: a whopping 3% to stay right in line with inflation. Don’t get me wrong, I’m very appreciative of the extra money, but in the grand scheme of things, how much will this improve my life? Will I be able to buy more, spend more, save more? In the […]
Making the Switch to an Online Bank: Ally Bank Review
Update: See my update on why you should use Ally to hold all your cash in 5 year CD’s and get the highest rates possible. It should make sense for 99% of all people to follow this strategy and feel free to contact me with any questions: [email protected] Keep Your CD’s Liquid and Still Earn […]
$5 Free at Amazon.com and 3 Months of Free Amazon Prime
Update(12/5/12): Get your 3 month free trial of Amazon Prime here by signing up for Amazon mom(aff link) This Tuesday, Amazon Local will be offering $10 Amazon.com gift cards for just $5. They haven’t announced how many are available so make sure to buy one as soon as the deal goes live tuesday morning. They had […]
The Most Powerful Budgeting Tool Around: Mint.com Review
Have you heard of Mint.com? Mint is a personal finance site that links all of your financial accounts to one place and helps you keep track of your expenses. They also have a handy iPhone app that I use every day to stay on top of my spending. The best thing about Mint is it’s […]
11 Actions You Can Take to Save More Money Right Now
Any financial guru can tell you that the key to saving money is to spend less than you earn. Duh! Unfortunately, most of us are accustomed to certain amenities and the thought of losing these might seem harsh. The goal of this list is to enable you to save money on the activities and things […]
Do you use Daily Deal Sites?
In the past couple of years, daily deal sites like Groupon and Living Social have exploded onto the scene. Now it seems like new sites are popping up every day, offering consumers a wide variety of deals. Whether it’s 6 laser treatments for $97 or half off sushi at a local restaurant, many people find […]
How to Sell Your Gift Cards on Ebay and Plastic Jungle
When gift cards first appeared on the market in the mid 90’s, consumers instantly flocked to them. Businesses loved the idea because it attracted new customers who often spent more than the value of the card. Gift cards have grown into a multi-million dollar industry and are a great alternative to cash gifts. Most people […]
Emergency Fund and Building a CD Ladder
Building an emergency fund(EF) is one of the first steps you can take in order to get your financial life headed on the right path. Whether you’re just starting to pay your own way, or 5 years into your career, financial emergencies can happen at any time. Medical expenses, getting laid off and even minor […]