Personal Finance for Young Professionals
Raise your hand if financial conversations make you feel uncomfortable? You wouldn’t be the only one. Many of us feel awkward when the discussion turns to money, and some of us do all that we can to escape it. Hiding behind mistletoe and retreating … [Continue reading]
No one has to tell you how expensive healthcare has become in the United States. It’s one of the biggest talking points now and probably will be for a long time. A 2015 study found that the United States spends more on healthcare than any other … [Continue reading]
According to Wikipedia, Cyber Monday has only been around for about 12 years. But since its inception, retail sales have grown into the billions. Cyber Monday deals are usually offered only on products consumers buy online. But do we really need … [Continue reading]
Buying a home is no small change to your personal financial situation. Homes are significant investments, requiring not only mortgage payments but also recurring spending for tax, insurance, and utilities as well as massive expenses for maintenance … [Continue reading]
Credit scores and reports are what can help turn the house of your dreams into the home that you live in. Having a score in a certain range provides limits that you may not want to set for yourself. So the importance of being able to check your score … [Continue reading]
When 68 million Americans have a bad credit score, it’s a significant chunk of the economy. This means they are unable to participate in lending activities which put a damper on both the housing market and manufacturing. Those who wish to get out of … [Continue reading]
It’s pretty common these days for people to have a side hustle to boost their budgets. Actually, I had a side hustle myself up until very recently when I quit my full-time job. Now I work my freelancing side hustle full-time instead. To other … [Continue reading]
It is important to understand the type of trader you are, particularly when you are evaluating the success of your trading. Here we will look at the differences between dependent traders and independent traders to help you understand which category … [Continue reading]
Good intentions aside, we all waste money, which makes me remember what Will Rogers has rightly remarked: “Too many people spend money they earned…to buy things they don't want…to impress people that they don't like.” Everyone, yes, including you and … [Continue reading]
No one is ever too young to buy life insurance even though it seems like a waste of money. Nothing could be further from the truth, as the younger one is when buying a policy, the less it costs. It also has the added benefit of making it easier to … [Continue reading]
I’ve always felt like Thanksgiving is a holiday that is a bit under-rated. In comparison, it’s a lot less stressful than Christmas - except for the cooking, of course. Certainly there are fewer things to do, such as the decorating, shopping, … [Continue reading]
The internet has created a whole new virtual world. It is a place where we can spend time with friends, play games, study, catch up with the latest sporting events, do our weekly shopping and so much more. It is also a place where there is some … [Continue reading]
Whether you’re selling your home or just looking for some spruce-up ideas, investing a little time and money into curb appeal will go a long way in the first impressions category. Here are six affordable, easy ways to improve your home’s appearance … [Continue reading]
Let's face it, if your business isn't plastered all over the internet, you aren't taking advantage of the estimated 60 million web users in the UK who spent upwards of £133 billion in 2016. And with 9 in 10 people in the UK owning a smartphone and … [Continue reading]
A year or so ago, my husband and I had a talk about how stupid it is to spend so much money on things we don’t necessarily need. Money was tight at the time and we were trying to cut back on our frivolous spending. Trimming our expenses has … [Continue reading]
Time is supposed to be a constant, but I’m not sure I believe it. Fall seems to have arrived faster than ever this year. Not only that, but Halloween is just around the corner, and the other holidays will follow shortly thereafter. One thing I … [Continue reading]
Your car does more than get you from point A to point B. It is your ticket to traveling, freedom and doing whatever you need to do every single day. Even if your budget is tight, you need a vehicle that is safe and dependable with the features that … [Continue reading]
You might have noticed that there is a lot buzz going on recently about the next generation of banking and it is so far connected to a single name. However, in order to start talking about Bankera we first need to look at bitcoins and how the … [Continue reading]
Preparing for retirement isn’t optional; it’s something you must do to ensure your current standard of living when you are no longer working. And, of course, you need to start as early as possible. … [Continue reading]
It's easier than ever to get your own business up and running, and many young professionals are building a business alongside work - often on a full-time basis. However, with many of us employed in safe, salaried positions, with all the safeguards, … [Continue reading]