Personal Finance for Young Professionals
For many small businesses, commercial financing will mean the difference between taking advantage of an opportunity, or missing out. Commercial financing consists of loans for businesses that can be used to purchase real estate, equipment, or even to … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Serious financial problems can be draining, worrisome and embarrassing. It isn't the sort of thing that you … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. If you are thinking of investing then you will want to ensure that your money is as safe as possible. There … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. A bad credit rating can prevent you from obtaining a loan or can greatly reduce credit options available to … [Continue reading]
One of my favorite topics is taxes, or more specifically avoiding taxes. Every year I go to great lengths to delay or even avoid taxes to the fullest extent of the law. I max out my 401k, Roth IRA and HSA. I itemize and take huge deductions for … [Continue reading]
Buying a property to rent it out is certainly a tempting prospect these days with so many distressed listings and foreclosed homes. So you’re wondering: why not invest in the gold mine that is real estate? Demand is built into real estate because … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. It is never too early to begin thinking about retirement. The younger you are when you start setting aside … [Continue reading]
Getting cash in an emergency situation can be tricky to do especially when you need money now and cannot wait. But, it is something that is possible to be done. However, here are five tips on how to get cash in an emergency. Borrow From Friends or … [Continue reading]
At one point or another, every mega corporation was once a small business. It's hard to fathom that a company like Apple started in Steve Jobs' garage but that's what happened. The 'next Apple' could even be down the street from you or if you've … [Continue reading]
Investing in real estate is something many put off for some distant future. Renting isn’t always fun, and it may not leave you with anything at the end of your rent agreement, but at least it’s flexible and almost risk-free, right? The truth is, … [Continue reading]
Home buying is firmly back on the political agenda in the United Kingdom amid concerns the recently-launched Help to Buy government scheme, which aims to kick-start the country's lack-lustre property market, might instead create another house-price … [Continue reading]
Job searching is always a tough gig, but at least the digital age has refined the process of searching and applying for jobs and taken us away from the pencil-and-Classifieds days. Even networking can be accomplished online, allowing job seekers to … [Continue reading]
One of the ways companies like to hit up consumers over and over is by charging monthly or yearly subscription fees. That's usually why most businesses won't offer lifetime memberships, instead they opt for subscription type services. That way, you … [Continue reading]
One of the challenges businesses face has always been cash flow. Most small business owners don’t have huge cash reserves. In order to invest in new materials or pay salaries, they need receivables to turn into cash – sooner, rather than later. Of … [Continue reading]
Borrowing money is not always an easy task due to the many requirements involved when you try to apply for a loan. From personal information and job status to the credit check, the application process can be a hassle that usually ends up abruptly … [Continue reading]
One of the things I miss most about my old day job is the free printing. I'm not kidding either. Even though we live in a digital age, I still find myself printing out a ton of documents nearly every single day. I print out everything from … [Continue reading]
For most of us, buying a car with cash is tough. Cars are getting more and more expensive and it's becoming tougher to save up enough for a cash purchase and still have enough left over for our other expenses. That's where financing can actually … [Continue reading]
A lot of people I know like to compare how much money they make, what fancy stuff they own and what new car they're driving. But the one thing I never hear them discussing amongst themselves is what their credit score is like. Credit is becoming … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. What does Christmas time mean to you? Time with family and loved ones? Carols? Snow? Turkey dinner? Presents? … [Continue reading]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. If your budget isn't getting bigger but your expenses are growing, you need to find creative ways to spend … [Continue reading]