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Article Archive for November 2012

Reader Question: Is a 5% Return from a Secondary Market Annuity Too Good to Be True?

November 29, 2012 – 6:01 am |
Reader Question: Is a 5% Return from a Secondary Market Annuity Too Good to Be True?

Reader PR writes in:
“Harry, what are your thoughts on secondary market annuities?  I’m looking for some higher returns for my savings.
Some of the SMA’s I’m looking at right now are returning 4 or 5%.  It seems …

Employee Benefits: Do You Have the Option to Purchase Additional Vacation Days

November 26, 2012 – 12:46 am | 22 Comments
Employee Benefits: Do You Have the Option to Purchase Additional Vacation Days

A lot of people are talking about employee benefits right now.  They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.  But …

Why I Prefer to Make My Own Black Friday Deals

November 18, 2012 – 9:51 am | 4 Comments
Why I Prefer to Make My Own Black Friday Deals

Thanksgiving has got to be one of my favorite holidays.  Not only is it centered around giving thanks and spending time with family, but it’s a whole holiday that’s dedicated to food.  I plan on …

Should You Stay or Should You Go?

November 17, 2012 – 8:27 pm | 2 Comments
Should You Stay or Should You Go?

The following article is a guest post.  If interested in submitting a guest post, please read my guest posting policy and then contact me.
They say the grass is greener on the other side of the fence. When …

Annual Enrollment Time: How Much Can a HSA Save You?

November 13, 2012 – 10:35 am | 16 Comments
Annual Enrollment Time: How Much Can a HSA Save You?

Here’s my original HSA article from last year: Health Savings Accounts Explained.
Ok it’s annual enrollment time again for those of us in traditional workplaces and I’m here to tell you exactly how much a HSA …

Investing, Gold, & The Current Market

November 11, 2012 – 11:32 pm | 12 Comments
Investing, Gold, & The Current Market

The following article is a guest post.  If interested in submitting a guest post, please ready my guest posting policy and then contact me.
When you set about forming a personal finance strategy, there is certainly no shortage …

Why The Average Investor Should Choose Index Funds Over Picking Individual Stocks

November 7, 2012 – 5:23 pm | 14 Comments
Why The Average Investor Should Choose Index Funds Over Picking Individual Stocks

When it comes to picking stocks for a portfolio, the average investor is at a big disadvantage.  Now I’m not talking about investing in mutual funds, which can have big ol’ expense ratios baked into …

Do You Invest in Expensive Kitchen Knives? A Review of my Shun Chef’s Knife

November 4, 2012 – 7:24 pm | 24 Comments
Do You Invest in Expensive Kitchen Knives? A Review of my Shun Chef’s Knife

If you’ve ever been around someone who loves to cook, you’re probably already familiar with the names Shun or Wusthof.  They are two of the top knife-manufacturers in the world and most professional chefs carry …

Is a Bi-Weekly Mortgage Payment a Good Idea?

November 1, 2012 – 10:31 pm | 10 Comments
Is a Bi-Weekly Mortgage Payment a Good Idea?

What if we told you that you could be mortgage free years sooner? That’s what The BiWeekly Advantage Plan® offers homeowners like you!
That was the opening line of an e-mail I received last week from …