Editor’s Note: I’m leaving for my trip to Kauai this Friday so I thought it would be the perfect time for this post. Aloha! And yes, that is our hotel in the picture below and that is a lazy river! Some people probably think I’m crazy for holding 22 credit cards in my wallet but […]
My Big Move!
The past month has been a busy one for me. I’ve dropped a few hints here and there but I just quit my job and I’m moving with my fiancée to Orange County so that she can pursue her medical degree. She’ll start school at the beginning of August and I’m going to take a […]
Why Does Everyone Hate Jury Duty So Much?
I’ve lived in San Diego for almost 10 years now and not once had I ever been called in to jury duty. During college, my official records stated that I lived in Los Angeles(at my parent’s house) so every time I got called in to LA County jury duty I was excused since I lived […]
How Much Should I Contribute to My 401(k)?
Four years ago, I knew very little about saving for retirement. But I didn’t need to know anything yet, since I had just graduated and I was more worried about getting a job than saving for retirement. Once I landed that great-paying job though and got my first paycheck, I had to decide how much […]
5 Ways to Save Money at Amusement Parks: Sea World San Diego
For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately. Warm days and a nice breeze are why I love living in Socal and this past weekend I decided it would be a good time to take my sister(age 5) to Sea World. […]
What Should I Do With My Bond Funds?
Bonds are an essential part of any diversified portfolio. Although we generally don’t expect the same high returns with bonds as we do with stocks, there is much less risk. Bond funds can be a great diversification tool since they have low correlation with stock funds. Essentially, that means that the health of the stock […]
How to Cash in Your Change For Free with a CoinStar Machine
I’m sure you’ve seen CoinStar machines at your local grocery store and some of you may already use their services, but the hefty fee has always kept me away. I typically pay for all my purchases with my Barclaycard, but for some reason I still seem to accumulate quite a bit of change. When I […]
Should I Buy a House Now While Interest Rates are Still Low?
Over the past few years, many articles I’ve read have repeated the same mantra: “Now is the time to buy real estate.” Interest rates were low and they couldn’t go any lower, whoops, they did. Since purchasing my condo in 2010, I’ve re-financed twice due to mortgage interest rates dropping and although we’re getting closer […]
My First Default With Lending Club
With today’s pitiful interest rates, it’s hard to sit there and invest your money in CD’s that are returning 1 or 2 percent. So if you’ve been searching for alternative investments you may already know about Lending Club. But if you’re new to the peer to peer lending scene, you can read my first review […]
The Apple Price Premium: Are Mac Computers, Ipods and Iphones Worth the Extra Money?
From my seat on the couch I can look around and see my fiancee’s iPhone 5, my old iPhone 4, my Apple TV and oh yeah I’m typing on a MacBook Pro. Obivously, we’ve been using Apple products for quite some time now but I still remember our family’s first Macintosh computer in the early […]
Do You Invest in Expensive Kitchen Knives? A Review of my Shun Chef’s Knife
If you’ve ever been around someone who loves to cook, you’re probably already familiar with the names Shun or Wusthof. They are two of the top knife-manufacturers in the world and most professional chefs carry one or the other. These knives may be top of the line, but so is their price tag. Most knives […]
Case Study: Build Credit for Someone by Adding Them as an Authorized User
When I first purchased my condo three years ago, I was not offered the lowest rate due to my insufficient credit history. Even though I always checked my credit score and it was in the high 700’s, the bank considered me a slight risk because my credit history was so limited(I was only 22). I […]
How to Really Save Money at Chipotle
This post was inspired by an article I read the other day entitled: 15 Ways to Save Money at Chipotle. Now I don’t want to throw another blog under the bus, but man were their ideas lame(google the article title to find it). I’ve actually been obsessed with Chipotle for a while now and I […]