April ended with the market in a downward trend. The first two weeks of May spelled a continuation of this trend toward year lows, cryptocurrency was among the sectors hit hard by the down turned market. Is this a time to fret or a time to invest?
I have written in the last year about saving money on fuel and having a baby. Jeanne has written about saving money in the summer time. The current inflation is making it more difficult for the farmers in the county grow food to send to market. This will certainly impact the prices at the super […]
The stock market is impacted by major world events, rumors of mergers, and bankruptcy. If you have seen the news lately, you will know there is the threat of Russia invading Ukraine. For those trading in the stock market, it could mean big dips are coming. Risk of Investment Last month I wrote about learning […]
Learning about the stock market is something wise to do before jumping on the bandwagon of trading on the stock market. Sure there is value in learning from experience, but this could cost you thousands of dollars. Depending on your age, you may not have the time to bounce back from that loss. In this […]
As yet another year is getting ready to end, wise business people look toward the future year. They plan and dream. They set goals and outline how they plan to reach those goals. Here are some tips on what to include in your goals.
President Biden recently stated he has spoken to major big box store CEOs about Christmas supply chain issues. He assured us we will be able to get our Christmas shopping done. What if that isn’t exactly how it pans out? Last year I wrote an article about doing experiences over gifts for Christmas. While experiences […]
On this site we have talked a lot about life insurance, preparing for when the unexpected happens. Check out this post if you’re wanting to learn about the difference between term and whole life insurance. When you’re raising a family, you may opt for life insurance for the entire family. What if something happens before […]
Kid activities don’t just stop when the summer ends and school begins. Often they just shift what activities they are doing and the time at which they do them. With the holidays coming down the line quickly, saving money is a good idea. Before you enroll your children into something new this fall, consider these […]
My family and I have been trying to find land to build on this year. Unfortunately for us, this year is NOT the best year to be investing in homes and land. Manufactured homes have increases many thousands of dollars since we first looked in March! Local options are close to the 200’s JUST for […]
There are many families dealing with the financial impact of 2020 well into 2021. One of the ways the Biden administration is trying to help families across the country is to make early payments on available child tax credits. Is that really beneficial, or should you hold out for 2022 to get your tax […]
As many of us thought about how to better survive a crisis, USPS address changes show many Americans choose the rural life in doing so. I in this article it talks about how the pandemic did or did not change the flow of people choosing the relocate. It made me think about the benefits of […]
Over the summer I wrote about RVing on a budget. In that article I shared that my family fulltime RVs. RVing fulltime might not be everyone’s cup of tea, but I think there are valuable lessons to be learned when living simply. Here are some of the lessons I have learned about living the small […]
If you have read through my posts the last several months, you know I have been looking at the stock market recently. If you have missed those posts, check them out here and here. I have been thinking about how to invest short term rather than just for retirement. Here is what I have learned […]
After making a contribution to a self-directed IRA I considered opening an investment account for pre-retirement investing. Opening an account is the easy part. Who will be the person I hire to make the investing decisions? Will I hire myself in a self-directed account, or will hire a financial advisor to make the investing choices? […]
Since the election, we have seen an increase of prices at the pump. Both diesel and unleaded are headed upward with little relief in sight. The average mileage in the US in 2018 was 13,500 miles per year. I’m sure this has changed since the start of Covid with people choosing to stay home and […]
The new year has begun and many of us our looking for ways to be better with our finances throughout 2021. If you have been following the blog, I posted in October about living within your means and paying off debt, you can check it out here. If you’re like me, you might still be […]
As we end 2020 many of us are eagerly awaiting the new year and new possibilities. Some of those possibilities are looking toward investments. Maybe you got a bonus this month and want to make good use of it. Maybe you’re looking to diversify your retirement portfolio. Will 2021 bring us good fortune? Will the […]
As we turn the corner and head into the holiday season, paying for gifts, travel, and food is often a stress factor for families. Numerous American families go into debt for Christmas expenses. Planning will save you stress and money going into the new year. This article will help you think of some ways to […]
We live in a consumer society. It is difficult to stay out of debt and live on a budget. What if you have a small income and many expenses? How do you make your income stretch as far as you can? How can you consolidate debt so it’s not overtaking your expenses? We will explore […]
As the semester begins, many are thinking about the cost of education for the post high school student in their life. Is a degree really needed in this world? How can trade schools help us meet our goals and save us money? These are some of the questions I will seek to answer below.