My family and I have been trying to find land to build on this year. Unfortunately for us, this year is NOT the best year to be investing in homes and land. Manufactured homes have increases many thousands of dollars since we first looked in March! Local options are close to the 200’s JUST for […]
2021 Child Tax Credit
There are many families dealing with the financial impact of 2020 well into 2021. One of the ways the Biden administration is trying to help families across the country is to make early payments on available child tax credits. Is that really beneficial, or should you hold out for 2022 to get your tax […]
Americans Choose The Rural Life
As many of us thought about how to better survive a crisis, USPS address changes show many Americans choose the rural life in doing so. I in this article it talks about how the pandemic did or did not change the flow of people choosing the relocate. It made me think about the benefits of […]
Lessons From Minimalist Living
Over the summer I wrote about RVing on a budget. In that article I shared that my family fulltime RVs. RVing fulltime might not be everyone’s cup of tea, but I think there are valuable lessons to be learned when living simply. Here are some of the lessons I have learned about living the small […]
Short Term Investing
If you have read through my posts the last several months, you know I have been looking at the stock market recently. If you have missed those posts, check them out here and here. I have been thinking about how to invest short term rather than just for retirement. Here is what I have learned […]
Investing, Who Do You Hire?
After making a contribution to a self-directed IRA I considered opening an investment account for pre-retirement investing. Opening an account is the easy part. Who will be the person I hire to make the investing decisions? Will I hire myself in a self-directed account, or will hire a financial advisor to make the investing choices? […]
Saving Money On Fuel
Since the election, we have seen an increase of prices at the pump. Both diesel and unleaded are headed upward with little relief in sight. The average mileage in the US in 2018 was 13,500 miles per year. I’m sure this has changed since the start of Covid with people choosing to stay home and […]
5 Budget Tips for 2021
The new year has begun and many of us our looking for ways to be better with our finances throughout 2021. If you have been following the blog, I posted in October about living within your means and paying off debt, you can check it out here. If you’re like me, you might still be […]
Stock Investing in 2021
As we end 2020 many of us are eagerly awaiting the new year and new possibilities. Some of those possibilities are looking toward investments. Maybe you got a bonus this month and want to make good use of it. Maybe you’re looking to diversify your retirement portfolio. Will 2021 bring us good fortune? Will the […]
Christmas-Doing Experiences Instead of Gifts
As we turn the corner and head into the holiday season, paying for gifts, travel, and food is often a stress factor for families. Numerous American families go into debt for Christmas expenses. Planning will save you stress and money going into the new year. This article will help you think of some ways to […]
Living Within Your Means and Paying Down Debt
We live in a consumer society. It is difficult to stay out of debt and live on a budget. What if you have a small income and many expenses? How do you make your income stretch as far as you can? How can you consolidate debt so it’s not overtaking your expenses? We will explore […]
Trade School or College?
As the semester begins, many are thinking about the cost of education for the post high school student in their life. Is a degree really needed in this world? How can trade schools help us meet our goals and save us money? These are some of the questions I will seek to answer below.
Summer RVing On A Budget
Many are planning a last trip for the summer as the school year approaches. Since COVID made this summer a bit crazy, maybe your summer vacation will look a little more outdoors than usual. If this is you, here are some ideas for a budget friendly summer RVing trip from someone who RVs fulltime.
5 Money Saving Tips To Welcoming Baby
When you find out you’re expecting a baby many emotions are felt, possibly the fear of affording a new baby is one of them. Many people have visions of grandeur when thinking about what the infant stage will look like. It is possible though, to have a baby and stay on a minimal budget! Here […]