The thought of becoming a homeowner can make you feel a whole lot of emotions: anticipation, excitement, worry, and a sense of being overwhelmed. On top of all these emotions, you’re probably stressing about where to even start! We have 10 tips that’ll help you take the leap and buy your first home.
Since the election, we have seen an increase of prices at the pump. Both diesel and unleaded are headed upward with little relief in sight. The average mileage in the US in 2018 was 13,500 miles per year. I’m sure this has changed since the start of Covid with people choosing to stay home and […]
This post is sponsored by Lexington Law Firm! Thank you! It’s companies like this that allows us to keep this website running. The internet is a land of many wonders, but it’s gotten so big, that unless you already know what you’re looking for, finding something new and useful can be a daunting task.
With an average commute time of 25 minutes, one way, in the US, it’s clear many of us spend a lot of time in our cars. For big cities like LA, you might be spending an hour or more in your car during your round-trip commute – and forget it if there’s a crash on […]
During the holidays, you may be one of the many people who prefer online shopping to in-store shopping. After all, why fight the traffic and potentially have your item sold out when you could just order online and get the exact thing you want, delivered straight to your doorstep? Unfortunately, thieves have caught on that […]
The ability to set and achieve goals is a tremendous predictor of your success. After all, if you can’t articulate how you’re going to achieve what you want, do you think it will just happen by magic? Very little success in life is attributed to haphazard luck – and if you’re successful by accident, you’re […]
When we talk about reducing our cost of living, we usually talk in terms of moving closer to work to reduce transportation costs, or downsizing to cut housing costs. However, one thing not often discussed is moving to live where it’s cheaper. While this not be possible for some, many of us could probably do […]
I got a very interesting question in my inbox last week from a friend. And to be honest, I had to do a little research before I could give him a good answer. I’ve never worked for a company with options (or been high enough up to receive them) but they are a pretty nice […]
So you pull into a parking spot, take your seat belt off and start to get out of the car when you suddenly remember your phone is still on your lap. But it’s too late, the soft thud of your phone hitting the ground is a sound that I’m all too familiar with. Back when […]
Update(4/21/14): ElfCU now charges a $24 wire transfer fee for transferring your money from ElfCU to TDA. Update(5/28/14): ElfCU now charges a $3 monthly account fee if you don’t hold at least $2,500 in the savings account. Still the best option in my opinion though. Last year I wrote an article about how to rollover […]
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Setting up a business is no easy task especially when you are in a shoestring budget because there are major expenses that you have to pay attention to such as rental fees. There […]
Believe it or not, a full 50% of households in the United States have credit card debt to the tune of $14,000 or more. The average American household credit card debt as of November 2013 was $7,123. These people are still in line at the movie theater, buying lattes and getting deliveries from Amazon. The vast majority […]
Update(5/11/14): Manilla will be shutting down on July 1, 2014. Manilla is a web site that offers customers the ability to manage and organize their lives all in one place—it gives customers the opportunity get rid of the separate day planner, budget planner, and other management tools to keep your life in line. Manilla.com aims […]