One of my favorite topics is taxes, or more specifically avoiding taxes. Every year I go to great lengths to delay or even avoid taxes to the fullest extent of the law. I max out my 401k, Roth IRA and HSA. I itemize and take huge deductions for property tax and mortgage interest but I […]
Buying a Property to Rent it Out
Buying a property to rent it out is certainly a tempting prospect these days with so many distressed listings and foreclosed homes. So you’re wondering: why not invest in the gold mine that is real estate? Demand is built into real estate because everyone needs a place to live. And real estate offers not one […]
How Much Do I Need for Retirement?
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. It is never too early to begin thinking about retirement. The younger you are when you start setting aside extra amounts, the better it adds up at retirement time. It might be a mistake […]
5 Tips to Get Money in an Emergency
Getting cash in an emergency situation can be tricky to do especially when you need money now and cannot wait. But, it is something that is possible to be done. However, here are five tips on how to get cash in an emergency. Borrow From Friends or Family If you have a generous, understanding friend […]
Financing Options For Small Businesses
At one point or another, every mega corporation was once a small business. It’s hard to fathom that a company like Apple started in Steve Jobs’ garage but that’s what happened. The ‘next Apple’ could even be down the street from you or if you’ve got a few good ideas floating around in your head […]
Becoming Your Own Landlord
Investing in real estate is something many put off for some distant future. Renting isn’t always fun, and it may not leave you with anything at the end of your rent agreement, but at least it’s flexible and almost risk-free, right? The truth is, though, that owning real estate can cost the same – or […]
Top Cities for Property Investors
Home buying is firmly back on the political agenda in the United Kingdom amid concerns the recently-launched Help to Buy government scheme, which aims to kick-start the country’s lack-lustre property market, might instead create another house-price bubble. The controversial scheme, which applies to new and existing properties up to the value of £600,000 ($955,000), enables […]
Job Searching In Today’s Digital Age
Job searching is always a tough gig, but at least the digital age has refined the process of searching and applying for jobs and taken us away from the pencil-and-Classifieds days. Even networking can be accomplished online, allowing job seekers to get more mileage out of the time they spend looking for work. To begin […]
Is a AAA Membership Worth It?
One of the ways companies like to hit up consumers over and over is by charging monthly or yearly subscription fees. That’s usually why most businesses won’t offer lifetime memberships, instead they opt for subscription type services. That way, you have to keep coming back every year and give them more money. It’s a pretty […]
Managing Direct Debits for Businesses
One of the challenges businesses face has always been cash flow. Most small business owners don’t have huge cash reserves. In order to invest in new materials or pay salaries, they need receivables to turn into cash – sooner, rather than later. Of course, business owners help themselves when they make it easier for customers […]
How Car Title Loans Work
Borrowing money is not always an easy task due to the many requirements involved when you try to apply for a loan. From personal information and job status to the credit check, the application process can be a hassle that usually ends up abruptly when the lender discovers that your credit history is not good, […]
That Printer Ink Cartridge Costs What?!
One of the things I miss most about my old day job is the free printing. I’m not kidding either. Even though we live in a digital age, I still find myself printing out a ton of documents nearly every single day. I print out everything from contracts to shipping labels and everything in-between. At […]
The Best Way to Finance an Automobile Purchase
For most of us, buying a car with cash is tough. Cars are getting more and more expensive and it’s becoming tougher to save up enough for a cash purchase and still have enough left over for our other expenses. That’s where financing can actually come in handy since for many of us cars are […]
How Does Your Credit Stack Up Against Your Friends?
A lot of people I know like to compare how much money they make, what fancy stuff they own and what new car they’re driving. But the one thing I never hear them discussing amongst themselves is what their credit score is like. Credit is becoming more and more important these days with everyone from […]
Financing Your Festive Season
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. What does Christmas time mean to you? Time with family and loved ones? Carols? Snow? Turkey dinner? Presents? Santa Claus? How about Poverty? Well, perhaps that’s a little bit extreme. But one thing’s for […]
How To Stretch Your Food and Drink Budget By Doing Things At Home
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. If your budget isn’t getting bigger but your expenses are growing, you need to find creative ways to spend less without making too many sacrifices. Some of the easiest things to cut are perceived […]
How Not to Negotiate a Job Offer
I’ve dropped some hints here and there, but now it’s official. I got a new job and I’ll be going back to work on November 1st. After it’s all said and done, I will have taken a 3 month hiatus from work in order to recharge, build up some of my online businesses and just […]
How to Get a Loan with Bad Credit
If you are in need of a loan and have bad credit, getting approved by a traditional bank may be slim. If you’ve applied and are denied, it could take years to get your credit back on track for approval. Here are 6 tips on getting a loan with bad credit and some offer loans […]
Six Mortgage Tips for First-Time Homebuyers
Getting a loan to buy a home can be a tough and daunting road. Particularly when you’re a first-timer and the process is brand new. There are some simple ways you can ease your concerns though. Remember that you never get money for nothing. There are always costs. And getting a loan also means paying […]
Alternatives to Payday Loans
We all know that these days Americans love taking on debt and spending more than they have. But what happens when emergencies come up and you need cash? One of the most common sources for quick cash has always been payday lenders, but these businesses can charge 300-500% interest rates just to borrow money. That’s […]
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