Long gone are the days when retailers weren’t allowed to put out any Christmas merchandise until Thanksgiving was over. I made a trip to Walmart a few days ago and noticed that they are, in fact, already well stocked with Holiday decorations. … [Continue reading]
6 Reasons Not to Loan Money to Family Members
Plenty of people have budget shortfalls from time to time, especially right before, or during, the holidays. Figuring out how to handle it can be different, depending on each person’s situation. … [Continue reading]
Roommate Battles: When Money Comes Between You
I remember when I first went away from home to college all the way across the state. I was married, so my “roommate” was actually my husband. We shared everything, including the money in our joint checking and savings accounts. … [Continue reading]
9 Ways a Smaller Home Can Benefit Your Budget
When my husband and I first got married we wanted what many other couples dream of – to own our own home. But we were still in college at the time, and money was tight. … [Continue reading]
How to Give Your Budget a Break without Killing it
Whenever you’re trying to rid yourself of debt, and stick to a strict budget, denying yourself can get old. In fact, if you don’t treat yourself once in a while you’re probably going to blow it big time. The problem with blowing it is that you … [Continue reading]
4 Money Wasters College Students Should Avoid
When I attended college, I ended up with a very small student loan when I graduated. Thinking back I believe it was just under $3K. … [Continue reading]
5 Ways to Save Before the Holidays Hit
The closer it gets to the holidays, the less time you have to save for additional expenses. At the same time, saving money for holiday extra’s isn’t always easy. This double whammy can easily take a huge toll on your budget in the few months leading … [Continue reading]
6 Frugal Fall Home Improvement Ideas
A couple of weeks ago, I went to visit my daughter who moved recently. While there, I helped her put away some stuff from the move as well as do some cleaning and painting. … [Continue reading]
How to Save Money by Saying “No”
Many people are trying to save money these days. Of course, there are multitudes of ways you can do it if you are one of them. … [Continue reading]
4 Ways Competing with the Joneses Harms Your Budget
Last week I went to visit my daughter who recently moved. It was quite a drive, so I’ve stayed several days and plan to drive back home tomorrow. In the meantime, we’ve been cleaning, painting, and decorating her new place. … [Continue reading]
Are You Prepared for Back to School Expenses?
Although summer isn’t quite over, many of my teacher friends are preparing for the next school year. In addition, store displays and email advertisements alike are targeting parents who’ll soon be shopping for school supplies. … [Continue reading]
8 Ways to Save on Summer Lawn Care
July is coming to a close in the next couple of days and August is hot on its heels. That means school will be starting soon and eventually, my yard work will slow down. … [Continue reading]
Can You Get Along Without a Car?
For many young people, one of the keys to independence is getting their first car. It’s not only kind of a rite of passage, it’s also a step toward adulthood. … [Continue reading]
How to Build Your Credit Score
There are lots of reasons your credit score is important. If you’re opening a bank account, getting a loan, or applying for a credit card, a good credit score matters. … [Continue reading]
What to Know Before Renting Your First Place
Moving out on your own for the first time is exciting. You are in charge of where you live, what your place looks like, and how long you’ll live there. … [Continue reading]
Getting a Loan with Bad Credit
Many people need to get a loan now and then for lots of different reasons. It could be to help out in a financial emergency. Or, maybe it’s simply to try and turn your finances around. … [Continue reading]
8 Ways to Make Money Before Summer is Over
Where I live, in the spring we can still get (and usually do!) a big blizzard in April. Of course, for many other areas of the country, April is much too warm for snow. … [Continue reading]
How to Be More Productive and Make More Money
Many people these days are working hard to improve their financial situations. Of course, there’s more than one way you can accomplish that. … [Continue reading]
4 Reasons Not to Give Up on Financial Goals in Summer
I must confess I am not sure just where the time has gone this year. It seems like the last I knew it was January and then all of a sudden it’s June. … [Continue reading]
5 Ways You Spend More Because of Stress
I don’t know about you, but from time to time I get stressed. For me it happens when I have lots to do in a short period of time. … [Continue reading]
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