Personal Finance for Young Professionals
Whether you work from home, like I do, or go to a traditional job each day, saving time is important. In fact, in many situations, when you save time, you save money by default. For instance, when short on time at home, you may eat fast food or … [Continue reading]
According to New Zealand’s Citizen Advice Bureau, the average Kiwi funeral costs $8,000 to $10,000 – an astronomical amount to many families. Worse still, payment in full is often required in advance of the interment or cremation. Families often … [Continue reading]
Employees are one of the most important factors for the success of their business. They put in all the efforts to make sure your business prospers over time. So, using a proper software system to support your employees is an absolute must. These … [Continue reading]
The holidays are coming up fast, which means extra expenses for food, decorations, and gifts. Obviously, planning ahead is the best way to make sure you have enough money for everything. Start your gift list in January and your holiday budget as … [Continue reading]
Did you know that having the winter blues is a real thing? It’s called seasonal affective disorder, or SAD, and getting more sunshine can help. Although SAD doesn’t affect everyone, many people say they get the blahs when the thermometer dips … [Continue reading]
Not long ago, I took a girls trip with my good friends. One of them had a birthday, which was the main reason for the trip. We had a great time, but part of the time we were gone was during the week when I’m usually working. For some people, being … [Continue reading]
One of the common tactics of sticking to a tight budget is tracking your spending. It’s a great way to get a good look at what you’re actually spending. If you notice that your spending is getting out of whack, you can make changes to get back on … [Continue reading]
When you have debt, specifically credit card debt, you’re likely paying high interest. Obviously that’s not a secret because it’s how credit card companies make their money. If you’re trying to pay off debt, however, that’s some of the first debt … [Continue reading]
Saving up on your first home is exciting as much as it is stressful. The fact that you’re so close to being a homeowner is exhilarating, and all the possibilities for what your future property might look like are enough to make you purchase a home … [Continue reading]
You may recall, from other posts I’ve written, that my daughter moved a little over a year ago. When I go to visit her, I usually end up working as well as helping her with home improvement projects. As I write this, I’m on a “girlfriends” trip to … [Continue reading]
Employees have the right to be safe at work. And more importantly, employers have the responsibility of creating this safe work environment. To ensure that these safe workplaces exist, the federal government created the Occupational Safety and … [Continue reading]
Being a business owner can be very challenging because there are so many domains that you have to manage. One of the most neglected areas can be your supply chain management. The way your business has inventory stored really determines how your … [Continue reading]
Gambling takes on many forms, from playing the lottery or buying scratch cards, to visiting opulent casinos or placing bets on sporting events. It is a very popular industry despite its notorious reputation and links to addiction, as it is one of the … [Continue reading]
Summer is pretty much over. Sadly, that means kids everywhere are either already back to school, or they’ll be going back soon. If you have kids, that may be good news to you in some respects. Your childcare expenses may decrease and you won’t … [Continue reading]
Dealing with your financials can be a pain, especially when you are a growing business or solo venture. If you aren’t really paying attention to how you are keeping your records, tax time is always going to be a pain. It will be like sorting through … [Continue reading]
Keeping in shape and staying fit can be a pain for most of us. When it comes to exercise, we come up with dozens of reasons why we simply can’t make it to the gym or hit the park. Some even go so far as to say that we can’t afford to live a healthy … [Continue reading]
Starting your own business can be very rewarding. Not only can you be your own boss, you can also have a certain amount of flexibility that isn`t possible when working for an employer. If you’ve never managed a business before, you may find it … [Continue reading]
Just about everyone who budgets makes mistakes from time to time. If anyone disagrees, they’re either fibbing, or they simply haven’t made that first mistake yet. But I promise that eventually, it will happen. For example, when my husband and I … [Continue reading]
A payday loan is a quick solution to get money in hand when you are in dire need of it. This is when there is a financial emergency and all other sources of money have dried out. The payday loan allows you to get a financial breathing space until … [Continue reading]
Our wedding day is one of the most important days of our lives. Many of us, ladies and gents alike, look forward to this day even when we were kids. You may not have a wedding model planned out in your pocket, but you must have noticed a few things … [Continue reading]