How to Handle Multiple Emergency Expenses

Life has a funny way of kicking you when you’re down sometimes. As you’ll know from my previous posts, my husband and I recently bought a house, and it’s been expensive. We knew that going in, but several more emergencies have popped up since we bought the home and began some light remodeling.

On that list? Our air conditioner recently broke down… in 115 degree heat, in the middle of summer, in Phoenix, AZ. Do you know how hot it gets here? People literally die on the streets here in the summer. Our cats got sick and, while I drove them to the vet, they got sick again… all over my car… and not from the mouth.

Do you know how bad cat urine smells? Do you know how bad it smells in 115 degree heat? So new conditioner + vet emergency + interior detailing bill (because cat urine… all over a car I need for work…)

Saying it’s been a “rough two weeks” would be an understatement, but the worst part of it all is it’s killed our emergency savings. Our emergency savings after buying a house, dealing with unexpected expenses, and then serious emergencies that couldn’t wait, is pretty much decimated.

So what are you supposed to do when your emergency savings is destroyed because of multiple emergency expenses? There are a few ways to handle multiple emergencies without going into debt. Share your thoughts (and good wishes!) in the comments :)

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Why You Shouldn’t Leave Your Full Time Job

In previous posts, I’ve covered how to leave your job, and the pros and cons of making your side hustle a full time gig. There are serious pros to starting your own business and running it where ever you want: flexibility, location, and being your own boss.

However, there are a lot of compelling reasons to not leave your full time job… either while you’re building your business, or ever. Is it possible to have both a full time job and a rewarding side business? It can be, if you take the following into consideration.

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How to Get Your Cheap Thrills

Lately, pop music has really been on a "saving money" trend. In the past few years, Macklemore's "Thrift Shop", Lil Dicky's "Save Dat Money" and now Sia's "Cheap Thrills" are all advocating saving money and having fun at the same time. However, when … [Continue reading]

How to Buy Your First Home

Buying a first home can be stressful and time consuming. However, there are ways to make the process easier! Here's how you can buy your first home.

It's almost over, folks! B and I close on our first home together in slightly over a week, and we couldn't be happier. We're staying at my parents' place until we move and, while they're great, you just get tired of living out of a suitcase and not … [Continue reading]

How to Budget for a New House

Want to buy a new house but don't know how you can afford it? Here's how to set up your budget for a new house.

As B and I are going through the process of buying our new house, we've learned quite a few things along the way. One of the ones we knew all along was, roughly, the budget for our new house. Before even thinking of buying a new house, it's … [Continue reading]

5 Tips for New Home Buyers

5 tips for new home buyers from someone who's currently going through the process now!

In one of my last posts on Your PF Pro, I summarized what it's like to sell your house and how to avoid some of the mistakes we made. Now that we've (almost) sold our home, we've put an offer down on our new home - and it was accepted! A lot of … [Continue reading]

Tax Myth

Tax Myths IG

Taxes. We all do them, so why do so many myths about taxes and refunds persist? You probably believe one of the biggest myths about tax refunds: that people don't get much back from the IRS. In fact, in 2015 the average refund was $2,815. In 2014, 13 … [Continue reading]