Personal Finance for Young Professionals
As we turn the corner and head into the holiday season, paying for gifts, travel, and food is often a stress factor for families. Numerous American families go into debt for Christmas expenses. Planning will save you stress and money going into the … [Continue reading]
We live in a consumer society. It is difficult to stay out of debt and live on a budget. What if you have a small income and many expenses? How do you make your income stretch as far as you can? How can you consolidate debt so it’s not overtaking … [Continue reading]
As the semester begins, many are thinking about the cost of education for the post high school student in their life. Is a degree really needed in this world? How can trade schools help us meet our goals and save us money? These are some of the … [Continue reading]
Many are planning a last trip for the summer as the school year approaches. Since COVID made this summer a bit crazy, maybe your summer vacation will look a little more outdoors than usual. If this is you, here are some ideas for a budget friendly … [Continue reading]
When you find out you’re expecting a baby many emotions are felt, possibly the fear of affording a new baby is one of them. Many people have visions of grandeur when thinking about what the infant stage will look like. It is possible though, to have … [Continue reading]
When trying to save money, one of the budget categories many people cut is food. After all, aside from a mortgage payment or rent, it’s probably one of the largest monthly expenses for most families. … [Continue reading]
As I mentioned in a previous post, my husband and I have been fortunate enough to keep working during COVID-19. But, many other people have been forced to stay home and have faced difficulties with their finances as a result. … [Continue reading]
With the onset of COVID-19, millions of people have suddenly found themselves out of work. While some people may have the ability to go back to work soon, others may not. … [Continue reading]
As far back as I can remember my mom has always had more than one job at a time. Usually she had a full-time day job and a second job cleaning office buildings in the evening. … [Continue reading]
One thing I’ve learned over the years is that staying on top of your finances isn’t something that’s done only in January or before Christmas. Instead, you must diligently watch over your finances at all times if you want to stick to a budget and … [Continue reading]
My last post was about how you can save on new clothing for the whole family. But sometimes you just can’t afford to buy new. Fortunately, you don’t have to sacrifice style simply because you can’t afford to buy brand new clothes. There are ways … [Continue reading]
They say nothing last forever, and that’s certainly true when it comes to clothing. At least, that’s been my experience. My favorite wardrobe items always wear out first simply because I wear them the most. Over time they become thin and threadbare … [Continue reading]
In just a few days, we begin a new year. For many it’s a time of creating fresh New Year’s resolutions - or renewing old ones. Of course, popular goals like weight loss, debt payoff, and other life improvements are certainly worthy of consideration. … [Continue reading]
One of the things I dread about winter time is the increase in our utility bills. When the energy bill comes in our mail each month, I almost cringe at how much we’re paying. It seems like the cost to heat our home has gone up drastically in the past … [Continue reading]
Whether you work from home, like I do, or go to a traditional job each day, saving time is important. In fact, in many situations, when you save time, you save money by default. For instance, when short on time at home, you may eat fast food or … [Continue reading]
The holidays are coming up fast, which means extra expenses for food, decorations, and gifts. Obviously, planning ahead is the best way to make sure you have enough money for everything. Start your gift list in January and your holiday budget as … [Continue reading]
Did you know that having the winter blues is a real thing? It’s called seasonal affective disorder, or SAD, and getting more sunshine can help. Although SAD doesn’t affect everyone, many people say they get the blahs when the thermometer dips … [Continue reading]
Not long ago, I took a girls trip with my good friends. One of them had a birthday, which was the main reason for the trip. We had a great time, but part of the time we were gone was during the week when I’m usually working. For some people, being … [Continue reading]
One of the common tactics of sticking to a tight budget is tracking your spending. It’s a great way to get a good look at what you’re actually spending. If you notice that your spending is getting out of whack, you can make changes to get back on … [Continue reading]
When you have debt, specifically credit card debt, you’re likely paying high interest. Obviously that’s not a secret because it’s how credit card companies make their money. If you’re trying to pay off debt, however, that’s some of the first debt … [Continue reading]