Today, we have a reader question about the site Betterment.com. If you have a question for me, feel free to send me an e-mail. Reader TA writes in: I’m wondering if you’ve heard anything about the Betterment.com site? I’m interested in learning/starting how to invest, and this site looks like a good place to start […]
Archives for January 2013
Preventative Care with a HSA: Free Physicals and Lab Work
Although HSA’s generally tend to have high deductibles, one great benefit is that preventative care is covered 100% for almost all HDHP plans. A recent industry survey found that over 80% of HSA plans provided first-dollar coverage for preventive care. This was true of virtually all HSA plans offered by large employers and over 95% […]
Weekend Reading and Blog Round-Up
I’m dying for it to start raining again in SoCal so our mountains will get some snow. My day job is pretty flexible, so I usually try and get up to the local mountains the day after it rains. Rain down here means snow up there and I found a great guy on Craigslist that […]
My New HSA Strategy – Rollovers and Trustee Transfers
Since my company was acquired by an even larger one last year, 2013 will be our first full year under the new administration. That means a whole lot of changes to our benefits and one of those will be to our HSA provider. Although the HDHP insurance portion will still be served by Aetna, our […]
Save $500 on a New iPhone 5 Through Walmart/Straight Talk
Ever since I graduated college, the one thing I’ve resisted doing on my own is signing up for my own cell phone plan. I’ve been on my mom’s family plan since freshman year of college and I intend to keep it that way. AT&T’s family plan lets you to add a line for $20 and […]
Be Wary of Frontloading Your 401(k) Contribution and Losing Company Match
January is a great time to re-assess your retirement accounts. It’s important to review your 401k contribution and at least consider re-balancing your accounts at the beginning of every year. You’ve probably made a couple New Year’s resolutions so why not add this one to your list? 2013 will be the first official year I’m able […]
$1,000 Cash Giveaway Hosted by Structured Settlement Quotes
Thanks to all of my readers for supporting this blog. I love giveaways so when I was asked to participate in this cash giveaway I jumped at the chance. Whenever I see a giveaway at the mall or anywhere out in public, I always sign up. And from all those sign-ups I’ve only won one […]
Is Restaurant Week Even a Good Deal?
Have you heard of restaurant week? Most large metropolitan cities have some form of it, but the general idea is that you pay a discounted rate for a three course price fixed dinner at a top restaurant in your city. In San Diego, the options are for $20/$30/$40 dinners at over 150 restaurants. There are […]
Guest Post: Being Average
With the start of the new year, I’ll be back to posting regularly two times a week on Mondays and Thursdays. Today, I have the pleasure of bringing you a guest post from reader Bichon Frise. I’ve known BF for a while and we’ve exchanged some good tips back and forth via e-mail and now […]
Breathe New Life Into Your PC or Mac Computer
For the past 5 years, all of my personal computer use has been on a 2009 Macbook Pro that I got as a graduation gift. I didn’t have to worry too much about the cost at the time since it was a gift and I got a small student discount. But recently, I started to […]






