Living in Souther California has it’s benefits, yet year after year I find myself making the same trek to the hot and arid Nevada desert. Las Vegas probably feels like a second home to a lot of SoCal’ers since it’s just an hour plane ride or a 5 hour drive away. But for me, I […]
Archives for May 2013
How to Build and Promote Your Business
Most people wouldn’t think of me as a small business owner but I actually own two small businesses. They don’t have a physical presence or a storefront but they still count as small businesses in the eyes of the IRS. And although the income is only supplemental to the salary at my main job, it […]
How Much Should I Contribute to My 401(k)?
Four years ago, I knew very little about saving for retirement. But I didn’t need to know anything yet, since I had just graduated and I was more worried about getting a job than saving for retirement. Once I landed that great-paying job though and got my first paycheck, I had to decide how much […]
Guest Post: Understanding Your Credit Score and Improving It
The following article is a guest post. It’s also part of my monthly series on credit and building up your credit score. If interested in submitting a guest post, please read my guest posting policy and then contact me. Applying for a loan in any form, be it a personal loan, credit card or even a mortgage can be […]
Guest Post: Women’s Retirement Age is Set to Be Going Up
The following article is a guest post, the ages and terms are UK-based but the overall message is applicable to all countries. If interested in submitting a guest post, please read my guest posting policy and then contact me. The days for women being able to leave the world of work for good by the age of 60 […]
Part 2: Investing in a No Fee Lending Club Roth IRA
This is the second part in my series on investing in a Lending Club Roth IRA. You can read the first article here about Opening a No Fee Lending Club Roth IRA. Finding a Great Sign-Up Bonus Lending Club has always had some pretty solid sign-up bonuses. When I opened my account three years ago, […]
Part 1: Opening a No Fee Lending Club Roth IRA
I’ve been investing with Lending Club for three years now and my returns are still over 10%. I’ve developed a specific set of filters that I feel give me a distinct advantage over the average LC investor yet it’s nothing ground breaking. The average investor is doing pretty well according to Lending Club, but I […]
How Age and Personal Finance Affects Home Preference
The following article is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me. Buying your own property is probably as big a decision as getting married is for most people. Well, not as important, but it’s definitely up there. Anyways, what I’m simply trying to say is […]
Interview With Andrew Boyd of Credit Card Compare
Since I tend to get a lot of questions in my inbox and search hits from Google on building credit and opening credit cards I’m going to be talking about it a lot this month. I’ve already answered a reader question on credit and I’ll be discussing my latest round of credit card applications(5 for […]
Comparison Shopping Online Before You Buy In-Store
If you do most of your shopping online like me, you’ll know that certain items were not made to be sold on the internet. I rarely buy things like dress shirts and pants online since it’s so tough to tell what type of cut a shirt is or how well a pair of pants will […]
Reader Question: Should I Close My Old Credit Cards and Open a New One?
One of the most popular articles on this site is an article I wrote last year about ‘piggybacking’ off someone’s credit(1,121 views in just the past month alone). In the article, I actually did a case study where I added my fiancee as an authorized user to my AMEX Gold card and compared her scores and […]
The Best Ways to Avoid Paying Taxes
Most articles around this time of year talk about what to do or not do with your tax refund. I’ve already talked about that, so instead I’m going to help you come up with ways to avoid paying taxes next year. I don’t mean stashing all your money in offshore savings account but we can […]
5 Ways to Save Money at Amusement Parks: Sea World San Diego
For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately. Warm days and a nice breeze are why I love living in Socal and this past weekend I decided it would be a good time to take my sister(age 5) to Sea World. […]